Hello, cash advance will incur corresponding fees and interest. Handling fee: The handling fee for overseas (including Hong Kong, Macao and Taiwan) cash advances is calculated as 3% of the amount of each cash advance. The minimum charge is ￥30 yuan or $3 US dollars per transaction. Because you have a YOUNG card, the first cash withdrawal in each calendar month is free of charge. Interest: Cash advance transactions do not enjoy interest-free repayment treatment. Interest will be charged at a daily interest rate of 5/10,000 from the transaction date to the repayment date, and compound interest will be charged on a monthly basis. Compound interest, that is, the interest accrued last month, will also be calculated as interest.

If you still have questions, you can add QQ customer service 4008205555 or add the WeChat public account "China Merchants Bank Credit Card Center" for detailed consultation.