The amount of the card is shared, and the bill is separated, that is to say, it is returned separately and calculated separately. And the minimum repayment amount of each card is calculated according to the total repayment amount of this card, which is generally 10%, not twice. Finally, try to choose full repayment when you repay, which is conducive to the improvement of your card limit. Choosing the minimum repayment amount requires liquidated damages and interest, which is much higher than the loan interest rate and uneconomical.

Return the two credit cards separately and calculate them separately. CCB bills are calculated as follows:

CCB's credit card has a fixed billing date every month. For example, if your billing date is the 7th, the transaction posted on10/8-1/7 will be settled on 1 1/7, and the final repayment will be 20 days after the billing date. Full repayment before the final repayment date, consumers enjoy interest-free period. If you fail to repay in full and on time, consumers will not enjoy the interest-free period, and interest will be charged at the rate of five ten thousandths per day from the date when your consumption is recorded.

Bill payable amount = outstanding amount in the previous period-paid amount in the current period+all consumption and cash withdrawal transactions in the current period+interest expense.