If it is a CMB credit card, it will be repaid on time every time, and there is no bad record. You can try to apply for a second card. If you already have our main credit card and want to change other card types (you can apply for more than one card), it is suggested that you can apply online or re-fill the application form (no other fees will be incurred except annual fee) and change the card number (you can continue to use the original card before it expires). You don't need to provide work certificates and identity documents again when applying. Generally, you can check the application progress within 5 working days.

At present, it is impossible to use other bank credit cards to directly apply for China Merchants Bank credit cards.