1. Industrial Debit Card is linked with credit card for self-deduction repayment
If you have already applied for a wealth management card or current account of Industrial Bank, you can start the "automatic transfer repayment" service. On the due repayment date indicated by your credit card bill, our bank will automatically transfer the current deposit from your designated wealth management card or current account to repay the credit card debt according to the full amount or minimum repayment amount set by you, so you don't need to go to the outlet for repayment.
2. online banking repayment of industrial bank
you can repay your industrial credit card through the repayment function of personal online banking credit card with the same name without opening the online banking transfer function at the counter. As long as your Societe Generale debit card or current account is consistent with the name and ID number of the credit card to be repaid, the repayment can be made in real time without handling fee.
3. Telephone banking repayment of Industrial Bank
If you already have a debit card or current account of Industrial Bank and apply for opening the telephone banking transfer service, you can dial 95561, and according to the voice prompts, you can easily complete the repayment anytime and anywhere, and the money will arrive in real time without repayment formalities.
4. Industrial Bank's mobile banking repayment
You can log on to Industrial Bank's mobile banking client or mobile website, and transfer the repayment for yourself or others' Industrial Credit Card anytime and anywhere through mobile banking.
5. Repayment by Industrial Bank's self-service equipment
You can select the "Industrial Credit Card Repayment" function of debit cards of our bank and other banks on the self-service equipment of Industrial Bank (including all-in-one deposit and withdrawal machine) to complete repayment to your Industrial Credit Card. At the same time, you can also select the function of "no card deposit" on the self-service equipment of Industrial Bank, and complete the repayment to your Industrial Credit Card by manually inputting the card number of Industrial Credit Card and depositing it in cash.
6. Counter repayment of Industrial Bank outlets
You can carry your credit card, cash and your ID card to make cash repayment at the counters of any business outlets of Industrial Bank nationwide; If you have a debit card or current account of Industrial Bank, you can also repay your industrial credit card account by transfer at the counter of Industrial Bank. Repayment is received in real time, without repayment formalities and without card number.
2. repayment channels of other banks
1. online bank repayment of other banks
if you have successfully opened the online bank interbank transfer function of other banks' debit cards, you can also transfer the funds from other banks' debit card accounts to Industrial Bank credit cards through online banking of other banks to complete repayment.
2. Inter-bank transfer and remittance
You can go to other banks' outlets and transfer the money to your Industrial Bank credit card account for repayment. When transferring money, please fill in the following methods: payee's name (and indicate "credit card repayment" in the purpose column), payee account number-16-digit credit card number, payee bank-local branch of Industrial Bank (if there is no local branch of Industrial Bank, payee bank should fill in: Shanghai branch of Industrial Bank). The funds will arrive in 1-3 days.
3. "Counter Connect" repayment from other banks
Industrial Bank has now opened "Counter Connect" service in Shanghai, Hangzhou, Ningbo, Shandong, Jiangsu, Zhengzhou, Guangzhou and Tianjin (known as "Yinjietong" service in Guangzhou). You only need to take the Industrial Bank credit card to the bank outlets that have opened the "counter connection" and pay back in cash. This service will be launched in other parts of China.
4. Debit cards of other banks are associated with credit cards for self-deduction repayment
At present, we have started the cross-bank self-deduction repayment business of debit cards of other banks associated with Industrial Credit Cards. You can sign up for the "cross-bank self-deduction repayment" service of our bank. On the due repayment date indicated by your credit card bill, our bank will automatically transfer the demand deposit from your designated debit card to repay the credit card arrears according to the full amount or the minimum repayment amount set by you, so you don't need to go to the outlets for repayment.
Third, the third-party repayment channel
1. Alipay
Industrial Bank has opened the "Alipay" network inter-bank repayment business. You can repay your Industrial Credit Card by logging in to Alipay website or directly selecting "Alipay" repayment on the repayment page of Industrial Credit Card website, and the time of payment arrival will be subject to the time announced on Alipay website.
2. Quick Money
Industrial Bank has opened a "quick money" network inter-bank repayment business. You can repay your Industrial Credit Card by logging in to the "quick money" website or directly selecting "quick money" repayment on the repayment page of the Industrial Credit Card website, without handling fees.
3. Tenpay
Industrial Bank has opened the "Tenpay" network inter-bank repayment service. You only need to successfully register the "Tenpay Account" on Tencent, and open the online payment service of the debit card to be transferred out. Log in to Tenpay's website, click to enter the "Credit Card Repayment" page, and after filling in the relevant repayment information, you can complete your Industrial Credit Card repayment according to the system prompts.
4. UnionPay Online
Industrial Bank and China UnionPay launched online credit card repayment. You don't need to travel between bank outlets, just click the mouse and log in to the "UnionPay Online" website, so you can easily repay your Industrial Bank credit card with debit cards from many banks. Real-time arrival, no handling fee.
5. Convenient payment and repayment
Now, as long as you hold the Industrial Bank credit card and any commercial bank debit card with the UnionPay logo, you can transfer the repayment to your Industrial Credit Card in thousands of special shops or convenience stores in nearly 4 cities and other places across the country through special repayment machines. Simple operation, real-time receipt, no repayment formalities.
6. Shenzhen EPS
Debit cards held by online banks can be repaid by Industrial Bank credit cards through mobile phones, special payment POS machines set up by UnionPay in business halls such as China Unicom and Telecom, and EPS terminals in nearly 1, bank outlets.
7. Shanghai EasyPay Transfer Repayment
If you are in Shanghai, you can also repay your Industrial Bank credit card through the "bank card transfer" function on any ChinaPay EasyPay self-service terminal deployed by UnionPay. The handling fee is based on the behavior standard of debit card issuance.
8. Bankers pay for the whole people.
You can use a debit card with the UnionPay logo to pay for your Industrial Bank credit card on the UnionPay business "Pay for the whole people" self-service equipment, free of charge, and it will arrive in the account on T+1 day!
I hope my answer can help you solve your problem.