1. Any natural person who has reached the age of 18 and is not over 60-70 years old (the age requirement of banks and card types is not easy), has full capacity for civil conduct, has a stable and legal income source, and has a good reputation can apply to the card issuer for a personal credit card master card with his valid ID card and other documents required by the card issuer.

2. Personal card holders can apply for supplementary cards for other qualified natural persons. The cardholder of the main card shall take full responsibility for the debts incurred under the main card and the supplementary card. Supplementary card holders shall be jointly and severally liable for the debts incurred under the main card and supplementary card.

Freelance refers to a profession that is not employed by any company and earns income by individual labor. Although there is no stable work unit, you can apply for a credit card by the following methods.

Method 1: Provide proof of fixed assets

If you have fixed assets under your name, such as real estate and cars, you can apply to the bank with your real estate license, copy of driving license and personal ID card. In this case, it is very simple to apply for a credit card, and the pass rate in various banks is also very high. This is because every bank can find the fixed assets under its name through the personal credit database. It should be noted that the property and car must be in my name, and it is not helpful to apply for a credit card in the name of parents or spouses.

Method 2: Provide proof of savings.

If you have no fixed assets in your name, but you have a large deposit in the bank, you can bring your passbook and ID card to the bank outlet to communicate with the lobby manager and get the application form. Under normal circumstances, as long as there is a large amount of bank deposit, our credit card application can be approved.

Method 3: Provide proof of bank running water.

If you have neither fixed assets nor large deposits in your name, but have a stable source of income, you can obtain a bank flow certificate from the bank where the transaction takes place and apply to the bank. If the income source is relatively stable, the application success rate is still very high.