1. absolutely. Credit card consumption is paid in advance by the bank for you. If your credit limit is 5, yuan and the computer is worth 6, yuan, then you can swipe 5, yuan with a credit card, which is equivalent to the bank paying 5, yuan for you, and then you can make up 1, yuan with cash. Anyway, it's all money, and businesses certainly won't refuse.

2. Yes. CP Lotus Credit Card only adds additional preferential conditions for shopping in Lotus at Yichu on the basis of the general credit card, which certainly meets other functions of the credit card, including the installment payment function.

3. the card can be used at the moment of activation.

4. the limit of consumption is limited to your credit limit.