You can choose to cancel credit cards that are no longer in use.

How to cancel CCB credit card:

1. Cancel via CCB customer service phone number. Call the CCB credit card 24-hour service hotline 4008200588, transfer to manual service, and then apply to cancel the credit card.

2. Cancel at the counter of CCB branch. Go to the counter of a nearby CCB branch to apply. Bring your credit card and ID card and go to the counter to apply. Before applying, be sure to confirm that there is no outstanding balance on the credit card. If there is any outstanding balance, cancellation cannot be processed.

There are no adverse consequences for canceling a CCB credit card. Once you cancel a credit card, you cannot apply for the same type of credit card again. However, CCB has many types of credit cards. If you want to apply again, just choose another card type.

Reference materials:

After canceling a credit card, be sure to cut the invalid credit card along the magnetic strip to prevent the credit card from being stolen. In addition, if the credit card has been lost and you want to cancel it, to ensure safety, it is best to apply for a loss report first and then cancel it.

When the bank cancels the customer's account, it will need to wait for a "clearance period" of about 45 days to ensure that there are no delayed transactions on the card before canceling it. During this "clearance period", cardholders must be careful not to use their credit cards for any transactions, otherwise the card cancellation will fail. After the "clearance period" has passed, the bank will automatically cancel the credit card for you. To be on the safe side, you can also call the bank for confirmation.

China Construction Bank-Credit Card Terms and Conditions