How to be a credit card salesperson

Question 1: Is it easy to be a credit card salesperson? Credit card business means going to the company every morning to report your performance, and then looking for someone to apply for a credit card outside all day long. , find friends, relatives, classmates, companies in office buildings, companies or factories with a large number of people to apply for credit cards. There are two problems here: first, the market for credit card business in urban Shantou has long been saturated; second, this business does not last long, and basically recruiting you is for your interpersonal relationships, and all the acquaintances around you are involved It's over, all the relationships have been used up, and it's basically time to come out.

From the name, the credit card business representative of a certain bank sounds nice, but in reality it is very bitter. Some of the bitterness is something that no one can understand. Here I will summarize a few bitternesses, but after these bitternesses Exercise can also quickly improve oneself

As far as banks are concerned, credit card clerks are actually a tool for issuing cards. Banks will not provide any relevant training teams. What I have seen are generally recruitment After the salesman comes, he briefly introduces the credit card situation and sales methods and then goes directly to work. Basically half a day is enough. It is difficult for a salesman like this to go out to work, which leads to a high turnover of salesmen

It seems that the management is strict, but in fact, for the sake of risk, the morning and evening meetings of credit card salesmen are actually about publishing and collecting statements. Such meetings are very different from those of insurance salesmen, and there is no psychological guidance or business guidance.

Income is linked to performance. Even a talented salesperson will not have good performance in the short term without good training and coaching. So what is the bank’s intention? It’s very simple. Recruitment comes All salesmen will have a certain network of relationships or relatives. Let the salesmen kill the people around them. After killing the people around them, those who can start business and have certain performance can stay, and more will be eliminated.

If a credit card salesperson adopts Mobai's working mode, the easiest way is to sweep the floor. Then sweeping the floor will inevitably lead to entering the office building. If you start from the first floor and climb up the stairs, you will be caught accidentally. It was scary and not easy to be caught by the security guard

This door is the front desk of a certain company. If you want to find someone to fill out a form, you have to convince the front desk to get in. The success rate of getting in is not high. .

Even if you get in, there will be a few people missing in a company, and there will be hundreds of people. Who is the person who wants to apply for a card? It will be a confusion. If gifts are used as temptations, it will cause confusion within the company. If there is a commotion, then if their boss finds out, they will definitely be kicked out. Difficult

The cost of sweeping a building may not seem high. In fact, if you do the math, not to mention time and transportation costs, the form-filling gift alone costs nearly 10 yuan. Sweeping the building is a superimposed cost. , the greater the amount of forms filled out on the day, the lower the cost, even the minimum is 10 yuan.

If you set up a stall, the daily rent of a cafeteria on the second floor will be several hundred more. Just imagine how many people you can serve to fill out forms at noon. If you fill out the forms well, the maximum rent for one noon will be 30. Assuming the rent is 200 yuan, then your cost per meter is 7 yuan in rent and 10 yuan in gifts. You must know that this is a meter and not a card. If you include the 20% of non-approvable cards, then your cost is nearly 20 yuan per card. I just made a rough calculation. It is indeed difficult and not easy to be a credit card salesperson.

But recently I discovered a new way to obtain customer information. These customers really want to apply for a card, and the success rate of applying for a card after making an appointment over the phone is very high, nearly 70%. The information can be used to apply for a card in one belt and three places. I will not give you a gift for filling in the form. Currently, the cost of developing a customer can be reduced to 3 yuan.

Question 2: How to be a good credit card salesperson? I used to be a credit card salesman. You need to do three things well. Have a clear customer base, which means you think you are suitable for those places or units, and then work hard. An excellent credit card salesman has no problem with a monthly salary of tens of thousands. The key is whether you work hard.

Question 3: Are you there? What does a credit card salesperson do? The two most effective ways to apply for a large-amount credit card

One of the most effective methods: submit proof of property

For a large-amount credit card, the choice of bank credit card does not matter, the important thing is Does your property certificate comply with this bank's regulations?

Generally speaking, property certificates include: real estate, cars, financial products, etc. under the personal name.

Take Minsheng Bank as an example. Its large credit cards are divided into: Diamond Card (starting limit is 200,000), Deluxe Platinum Card (starting is 80,000), and Standard Platinum Card (starting is 40,000).

If you provide real estate under your personal name, the required conditions are: the standard platinum card requires the real estate value to be more than 800,000, the deluxe platinum card requires more than 1.6 million, and the diamond card requires more than 3.2 million.

But the bank does not accept the car title certificate.

Guangfa Bank, China Merchants Bank, etc. accept vehicle-related certificates.

The second most effective method: apply for a card with a card

Applying with a card is an effective way to apply for a large credit card. Taking Minsheng Bank as an example, applying for a card does not require any additional proof of assets: the applicant is required to have a credit card that has been used for more than half a year, and the credit limit of the card is at least 40,000. The application conditions are: the original card limit If you spend more than RMB 40,000, you can get a standard platinum card, if you spend more than RMB 80,000, you can get a deluxe platinum card, and if you spend more than RMB 150,000, you can get a diamond card.

When applying for a large credit card, according to the bank's scoring system standards, certain conditions are most applicable, such as a good credit record, a superior career, a stable high income, high deposits, etc.

If you can’t get a recommendation card, you can only spend money to find someone.

To apply for a card or withdraw cash, you can contact me.

Question 4: Is it easy to be a credit card salesperson? Let me tell you whether this industry is easy to do. I have been in this industry for more than three years. From a newcomer to a resource account manager, my monthly salary was only about three or four thousand at the beginning to ten thousand and above, before tax. There are 160,000 a year. I was new to a city and happened to be in a new company. There are trainings for new employees. It can be said that I completed it without any connections. Some people say that you need to have a certain amount of connections to get into this industry, and then leave once you have used them up. I don’t know what bank they are in, but that’s how I got started step by step. In this business, you have to pay attention to a few things first, otherwise you will leave after a short time.

1 Bear hardships and stand hard work. It's very tiring to be in this business, you have to go out and run business every day.

2 Confidence. For yourself and for this industry, which is almost saturated now and with many peers, you have to withstand the temptation.

3 Have strong mental endurance. Rumors from the outside world, the management of your client company, there are many opportunities to deal with security guards in this industry, and sometimes you will have conflicts with security guards.

In addition, I believe your business managers will tell you about professional skills and so on. If you can overcome the most important points above, just do it. If you can't do any of them, don't choose this industry. . I left my job because of promotion problems in the company. The longer I left, the more tired I became. I also missed my hometown a little bit.

Finally, come on, it’s hard to do any job, but you’ll do well in any job you do well. Which one are you? This depends on how you position yourself.

Question 5: How to be a good credit card salesperson. The method of reporting the loss of a credit card is as follows:

1. Report the loss at the bank counter: Bring your ID card, go to the branch of the card issuing bank, and queue up to report the loss. deal with. (Note: You need to enter your ID card number);

2. Online banking loss report: If your credit card has opened online banking, you can directly log in to online banking to report the loss;

3. If the credit card is bound Third-party payment platforms (such as Alipay, WeChat, etc.) can unbind these when lost;

4. Report loss by phone: Dial the phone number on the back of the credit card and follow the voice prompts to report the loss.

If your credit card is stolen, please inform the card issuing bank in time, check the location where the card was swiped, then call the police and wait for the next step. Pay attention to protecting personal information.

In short, take good care of your personal credit card. If your credit card is lost, you can temporarily lock the card and report the loss. After confirming the loss, you can formally report the loss and apply for a replacement credit card (Note: Generally, a relatively high fee will be charged for reporting a loss. ).

Question 6: How to be a bank credit card salesperson can directly go to the bank to apply for an interview, but customers need to find them independently. Generally, the more people there are, the more customer resources there are. There are also phone sales, and you can also choose gifts, cards, etc.

Question 7: Hello, credit card clerk, if you want to apply for a credit card, there is currently no direct contact information for the staff, but you can apply for door-to-door card application, so that the staff will contact you later. If you have never held a China Merchants Bank credit card, there is a China Merchants Bank in your local area. If you want to apply for a credit card now, you can apply in the following 4 ways (without any handling fee):

1. Please log in to the credit card website cc.cmbchina /, select "Credit Card Application" - "New Customer Application Channel", apply through the "Easy Appointment, Door-to-Door Application" online banking application appointment platform, fill in the simple appointment information online and wait for the bank's review. If the review is passed, a specialist will contact you by phone. Confirm that we will handle it at your doorstep. If you want to apply in this way, please first confirm whether our bank can provide free appointment for door-to-door processing in your area (the results will be displayed after selecting the province/city/district);

2. Please bring your Please go to any CMB branch in person to apply for the original identity certificate, work certificate and financial certificate documents. Regarding the distribution of our bank's counters, map.cmbchina, please click: China Merchants Bank branch map, then select a city, and then check the branch information. 3. You can make an appointment to apply for a card via mobile phone. If you pass the preliminary review, a dedicated person will come to your workplace to apply for the card.

Click to make an appointment now at ccclub.cmbchina/...30331C4. You can also call the customer service hotline and select 3#-1 in the voicemail to transfer the specialist to register for you and notify our local staff to contact you. Confirm the application.

Question 8: How can a credit card salesperson find customers? At the entrance of the supermarket

Question 9: Is it easy to be a credit card salesperson? How do you do credit card sales? Running around, looking for people to apply for cards

Question 10: How to be a credit card salesperson ? Walk around the streets and alleys of shopping malls to sell sales

What exactly do you do as a credit card salesperson?

1. The most basic thing is to start with the friends around you. . Start with the conditions for those who can apply for a Bank of Communications credit card. Of course, the simplest method is also the most successful and effective, such as: salary-paying accounts, college students who graduated after 2013, and users who already have credit cards from other banks. , House sweeping, that is to say door-to-door visits to some buildings. Of course, there must be a certain purpose, such as: banks in the same industry, insurance companies, large office rooms, etc., gift temptations, and sending some small gifts to customers. , contact some special merchants that provide supporting services for Bank of Communications credit cards, such as Wal-Mart, movie theaters, large supermarkets, etc.

How to start a credit card business

This question is too divergent.

Do you want to start this business? Or are you going to go to the bank to apply for a credit card?/

First of all, if you are a bank clerk and need to develop this business, it is very simple. Every bank's bank card center will have a credit card department with its own team. Once you enter, there will be someone to teach you, and you will learn quickly. It would be even simpler if you simply have a headache and don’t know where to start this business. Go to places with many factories, go to places with many office buildings, and go to the entrance of industrial parks. There is a lot of foot traffic there. Just set up a stall and get to work.

If you want to ask how to apply for a credit card. It's even simpler, just go to the bank and provide proof of your salary (income). Employment status, social security certificate, ID card and other documents are enough. Banks have certain procedures for issuing bank cards. After submitting the information, it needs to be reviewed. After the bank reviews it, the card can be issued. After getting the card, just follow the instructions step by step to open the card. No trouble.

How to focus on the "three full amounts" to expand the credit card business

When focusing on the "three full amounts" to expand the credit card business, we should pay attention to 1.

Attach great importance and plan in advance. Taking credit card issuance as a key business indicator, a nationwide credit card peak season promotion meeting was held to require all employees to unify their thinking and raise awareness to ensure the completion of peak season marketing goals. The bank card center and branches have held multiple special meetings on credit card account expansion to discuss business development, innovate business development ideas, formulate business development measures, supervise business implementation progress, and effectively enhance the core competitiveness in the credit card field.

2.

Increase publicity and create an atmosphere. Embed the "1-point purchase" activity in outlet marketing to attract customers to apply for, bind and use cards, achieving "double growth" in the number of new customers and active customers. We will strengthen the publicity of promotional activities, continue to carry out credit card marketing activities, and use the "Carefully Selected Neighborhood" consumption reduction and exemption activities and property payment reduction and exemption activities to continue to expand the scale of merchants in the "Love Shopping" activity and improve customer recognition.

3.

Lock the target and conduct precise marketing. Use the "outbound SMS" batch card application system to do one-on-one marketing. At the same time, the bank card center collects the list of non-card customers and dormant customer lists for payroll replacement, and organizes daily outbound calls for personnel within the jurisdiction to increase new customers and active customers. .

This is the end of the introduction on how to develop credit card business and credit card marketing. Have you found the information you need?