if the credit card of China Everbright exceeds the limit, it needs to pay formalities and interest fees. The credit card of China Everbright Bank has the function of exceeding the limit, so you can overspend.

if the credit card is swiped beyond the available limit, China everbright bank will charge an over-limit fee of 5%. However, it may be cancelled now. According to the regulations of the central bank, banks can control the maximum amount of credit card spending at 11% of the approved amount. If the cardholder's approved amount is 1, yuan, the maximum amount of credit card can be 11, yuan. In 1 yuan, which exceeds the quota, the bank will charge a certain percentage of the overrun fee.