Currently, 96110 is a special number for anti-telecom fraud. If your bank card is frozen, it is likely that certain buttons are involved. It is best to call this number for consultation. In addition, you can also bring yourself directly. Please go to a bank branch to handle the unfreezing business with your ID card. If it is a judicial freeze, it will be unfrozen after the investigation is completed and there are no problems.
Two cases of bank card freezing:
1. The commercial bank where the bank card is located can temporarily freeze it, and it can be unfrozen after the user provides instructions
Types of commercial banks It is an enterprise, but it is a financial enterprise of a special nature. Originally, he should not interfere with any operations of the customer, but in case of emergency, for the benefit of the customer, he may temporarily freeze the bank card.
1. Abnormal transactions occur with bank cards, such as large-value transaction payments in other places, transfers to suspected fraudulent accounts, abnormal account behavior, etc. At this time, it was discovered by the bank's backend monitoring system. In order to protect the interests of customers from losses, the bank sometimes temporarily stops payments and freezes the account. However, this kind of freeze only freezes expenditures, not deposits. At this time, the customer contacts the bank, and after clear communication between the two parties, the frozen status can be lifted. 2. The customer's credit card is seriously overdue and refuses to repay. At this time, the bank may freeze the use of the credit card, and may also freeze the use of the repayment savings card associated with the credit card. At this time, the customer needs to find a bank and the two parties communicate about the repayment plan. Once consensus is reached, it can be unfrozen. 3. Customer's wrong operation behavior leads to temporary freezing. For example, if you enter the wrong bank card password multiple times, this is the most common phenomenon. The bank system will automatically freeze the bank account, and you need to confirm and verify your identity with the bank before it can be unfrozen.
The freezing behavior of the bank where the bank card is located is generally a temporary freeze. That is to say, the customer can effectively contact the bank and the freeze can be released after effective communication.
2. The People's Bank of China can freeze a customer's bank card if it is suspected of violating anti-money laundering regulations.
my country's anti-money laundering work is very tight, and the People's Bank of China is responsible for the specific work. Therefore, the People's Bank of China can temporarily freeze customers' bank cards in accordance with anti-money laundering regulations.
1. The People's Bank of China now requires all commercial banks to install anti-money laundering systems. At the same time, there is a dedicated anti-money laundering bureau in the background to monitor and process the system. If major suspected money laundering behavior is discovered, the Anti-Money Laundering Bureau of the People's Bank of China will directly instruct commercial banks to temporarily freeze bank cards. 2. After the temporary freeze, the commercial bank will contact other people and inform them of the reason for the account freeze. At the same time, in accordance with the requirements of the Anti-Money Laundering Bureau of the People's Bank of China, the cardholder is required to explain the source of funds in the account, the contents of the transactions and other information that needs to be explained, and classify the transactions according to the processing procedures. 3. If there is no abnormality in the account and the customer's explanation is very reasonable and verified, it will be unfrozen with the consent of the Anti-Money Laundering Bureau. 4. If the customer engages in money laundering, the bank card will continue to be frozen, and the Anti-Money Laundering Bureau of the People's Bank of China will conduct follow-up processing in accordance with the Anti-Money Laundering Law. It may be fined, confiscated or transferred to the public security organs for further investigation.
Everyone is responsible for anti-money laundering, which effectively ensures our country’s financial security, so customers should actively cooperate.