Second, if your credit card is a flash payment card, although the password is set, the default small-sum secret-free visa-free function is not turned off. If someone finds the lost card, they can also swipe their card on the flash payment POS machine. As long as the single amount is less than 1000 yuan, they will skip the password and pay directly. Therefore, in order to ensure the safety of funds, once you find that your credit card is lost, you should immediately go to the bank to report the loss and reissue it.
If the credit card is lost, the user should report the loss first and then cancel it. If you cancel directly without reporting the loss, there will be a cancellation risk period of 45 days, during which the credit card can be used normally, and the credit card lost by the user is stolen by others, and the loss needs to be borne by the user himself. And report the loss first and then cancel it, and the stolen brush will be paid by the bank. _ So, if the credit card is lost and the user can't find the card, he can report the loss first and then cancel it, so that the capital security in the card is guaranteed.
You can cancel your credit card in the following ways:
1. The calling card is cancelled. Many banks can cancel their credit cards with a phone call. First, before canceling the credit card, make sure that there is no debt and no balance in the account. Then call the credit card customer service and switch to manual service, and directly apply to the manual customer service for cancellation of the credit card.
2. Click on the sales card. Some banks also need to bring their ID cards and credit cards to the bank to cancel their cards. They need to fill out an account cancellation application form and will call you to confirm it in a few days.
3. Cancellation at the bank counter is the same as handling cards at outlets, and you need to bring necessary documents, such as ID cards and credit cards. If the credit card is in arrears, you need to bring cash at the same time.