Current location - Trademark Inquiry Complete Network - Overdue credit card - I am a small employee in a factory. Is it difficult to apply for a credit card?
I am a small employee in a factory. Is it difficult to apply for a credit card?
Generally speaking, you can apply for a credit card as long as these conditions are met.

1.1over 8 years old.

2. Have a Chinese ID card.

3. Have full capacity for civil conduct.

4. No bad credit record

If you have the above conditions and certificates. To apply for a credit card in a bank with an ID card, the landlord only needs to bring the following materials to the bank to apply for a credit card:

1. Copy of passbook/bank payroll (salary payment information in the last three months is required)

Two copies of personal income tax payment certificate for the last three months.

3. Official payroll or income certificate issued by government factory in the last three months (company seal or department seal is required).

4. Copy of self-owned property certificate

After going to the bank to submit the application, if it passes, there will be a phone call next. It's difficult to apply for a credit card if you don't have other financial proof. Even if it can be done, the credit line is not large. I hope the landlord will be ready. I hope my answer can help the landlord, because a lot of my information is collected from my love card. If the landlord is interested, he can go shopping. Many people have answered the questions about handling the card above!