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What will be the impact of paying off a few cents less on a China Merchants Bank credit card?

As long as the full amount is not repaid, it is overdue

An overdue credit card is a breach of contract, and you must bear the liability for breach of contract, which will cause a stain on personal trust and is not conducive to later bank lending business. In the credit report Overdue records are generated.

Consequences of overdue:

1. Bearing high penalty interest;

2. Cause legal disputes;

3. In the country Leaving “credit stains” in the credit reporting system.