As long as the full amount is not repaid, it is overdue
An overdue credit card is a breach of contract, and you must bear the liability for breach of contract, which will cause a stain on personal trust and is not conducive to later bank lending business. In the credit report Overdue records are generated.
Consequences of overdue:
1. Bearing high penalty interest;
2. Cause legal disputes;
3. In the country Leaving “credit stains” in the credit reporting system.