1. You can use China Merchants Bank's credit card offline. For general consumption, 1 yuan accumulates 1 points, 7 points are accumulated for consumption 1 USD, and you can enjoy double points for your birthday.
2. Get credit card points by signing in, such as signing in at the palm of China Merchants Bank Credit Card app or signing in points through the official account of China Merchants Bank Credit Card WeChat;
3. You can get extra consumption points for installment shopping with China Merchants Bank credit card;
4. Recommend friends and relatives around you to apply for China Merchants Bank credit card to get points.
Credit card integral rules of China Merchants Bank:
1. The accumulated credit card consumption points of our bank are 1 points for each purchase, and the points are permanently valid. Points cannot be combined with others. (The accumulation rules of points are the same as the consumption rules of deposits in the card);
2.AE American Express Card Points, Car Card Points, Jiuyou Card Points, Happy Card Points, Warcraft Card Points, FAW Toyota Card Points, QQVIP Card Points, City Card Points and Thinkpad Card Points are merged into China Merchants Bank Credit Card Points according to the ratio of 1: 1;
3. The cumulative points rules of the car card and the city card remain unchanged: you can still get 0.5 times the gift points, valid for 3 years; After the merger, customers can check the points that will expire after half a year through online banking, mobile banking and the official life channel of credit card APP.
4. The single consumption of 18 yuan/US$ 2 can accumulate 1 mileage, and the single consumption of 20 yuan/US$ 2 by ANA can accumulate 1 mileage. The validity period of consumption mileage shall be subject to the announcement of the partner.
5. When the credit card points of China Merchants Bank are accumulated with Zunshang Platinum Installment Card, the points will be doubled according to the automatic installment amount of customers (generally, credit card consumption will no longer accumulate points), that is, the automatic installment amount will accumulate two permanent points of China Merchants Bank every 20 yuan, and the original transaction of general credit card consumption will no longer accumulate points. Points can be exchanged for platinum value-added service rights, ordinary points products, platinum exclusive points products and store points exchange products in other card centers.
List of bank credit card integral values:
1, Bank of China
The best products for China Bank to exchange non-joint cards are China Southern Mileage and JD.COM Iron and Steel. The mileage conversion ratio of China Southern Airlines is 15000:50, with an upper limit of 300,000 miles/year, and 654.38+ million points worth 270 yuan.
2. Agricultural Bank of China
The best non-joint redemption product of Agricultural Bank of China is China Southern Airlines Miles, with the redemption ratio of 20: 1, the upper limit of 65,438+million miles/year, and the value of 65,438+million points is 440 yuan, and the points can be automatically combined and redeemed.
3. Industrial and Commercial Bank of China
The best products of ICBC's non-co-branded cards are telephone charges and fuel cards, and the exchange ratio is 500: 1, with no upper limit. 65438+ million points worth 200 yuan, which can be automatically combined.
4. China Construction Bank
The best convertible product of CCB is Sinopec fuel card. The conversion ratio of other non-co-branded cards except car cards is 540: 1, with no upper limit. 65438+ million points value 180 yuan, which can be combined manually through online banking.
5. Bank of Communications
The best exchange product for other non-joint cards of Bank of Communications except Bai Qilin is water, electricity, coal and telephone charges, with the exchange ratio of 667: 1, the upper limit of which is 5% of the order amount, and the value of 65438+ million points is 150 yuan. In addition, the mileage of Bai Qilin exchanged for China Southern Airlines is 654.38+ 10,000 points, which is worth 440 yuan.
6. China Merchants Bank
China Merchants Bank's classic white best redemption product is China Southern Airlines Mileage, 65,438+million points value 10670 yuan, other non-co-branded cards are exchanged for Starbucks 799 points/cup, and 65,438+million points value is 4 130 yuan, while China Merchants Bank 20 yuan only has 1 points.
7. Shanghai Pudong Development Bank
PUFA's best redemption products are China Southern Airlines Miles, with AE white redemption ratio of 9600:800, ordinary card of 48000:800, AE white of 65438+ million points worth 670 yuan, ordinary card 130 yuan.
8. China CITIC Bank
The best exchange product of CITIC Bank is also the mileage of China Southern Airlines. The conversion ratio of platinum card with rigid annual fee is 25: 1, 65438+ million points worth of 320 yuan, and the conversion ratio of platinum card and gold card without annual fee is 50: 1, 160 yuan.
How to quickly accumulate credit card points of China Merchants Bank? Look at these seven methods.
Many card friends don't know how to quickly accumulate credit card points of China Merchants Bank. In fact, in addition to the most basic daily consumption, there are many ways to accumulate points, such as sending points to cards and participating in the points activities of China Merchants Bank. It's easy to earn points. Let's have a look.
First, play the basic knowledge of China Merchants Bank points
Points rules: If you spend 20 yuan or 2 yuan to accumulate 1 points (no points below 19.9 yuan), the points will be permanently valid (car cards and city series cards 1.5 times points, valid for 3 years. YOUNG card, Sina Weibo card, GQ card and Voyager fan card accumulated 2 times points in the birthday month, with a maximum reward of 2,000 points for each household).
Unified integral pool: No matter how many cards, the integral is unified. Finally, try to spend through high-end cards.
Gobbledygook: The astronomical list of merchants without points in China Merchants Bank should be checked frequently, and many merchants entered instantly.
Repayment sequence: pay the current bill first-then the annual fee, interest and handling fee in the bill-then the principal (no interest is charged on the day of withdrawal)-and finally the rest of the bill is not paid.
Second, the leg hair card
The card between leg of lamb and wool is called leg hair card (baby nickname). A total of 25 (26):
Youth card (two black and white cards, only for customers under 30 years old), Weibo card (three gold and black cards), GQ card (one card, only for male customers), and city theme card (Gundam 19 card, which several friends in Kawara Tsutomu have collected).
How to play:
Cash advances (and withdrawals) can be scored (20 yuan score is 1). City series card 1.5 times points (20 yuan product 1.5 points), youth card, Sina Weibo card, GQ card 2 times points on birthday month (20 yuan product 2 points, the upper limit is 2000 points/household).
The first cash withdrawal every month is free, and the maximum cash withdrawal per card per natural month is 65,438+00,000 (750 points for the city card, 500 points for the other seven cards, and 2000 points for the birthday month).
Some ATMs can withdraw up to RMB 10000 per transaction (the previous 1 transaction is free). If you collect 6 cards, including 1 GQ card, 2 youth cards and 3 Zhangbo Kaka, you will get 3,000 points for cash withdrawal every month and 38,000 points for the whole year (2,000 points more for the birthday month). A city card costs 750 cents a month and 9000 cents a year, and multiple cards can be added up. Still hard to fit in?
China Merchants Bank Pocket Life APP can gradually withdraw 10000 yuan (no need to run ATM). Although it shows that it needs 100 yuan handling fee, it will not actually be charged.
There is no interest on that day (the handling fee has been waived). It's best to return the bills that have been issued and those that have not been issued after the billing date and before the repayment date (because repayment is orderly).
But kicking Maoka really doesn't require perseverance.
3. Give points for card application: Give 25,000 points as the first gift.
There are diamond cards and centurion platinum cards.
Fourth, birthday month, birthday consumption times.
If you play leg hair card to withdraw cash, your birthday month will be 2000 points more.
Birthday (modifiable) date is of course 10 times of classic white (2 yuan product 1, upper limit 10000). One main card, two free supplementary cards, and all three people's birthdays are 10 times points. If you spend 22,240 yuan and get 1 100 points, three people get 33,300 points, and the annual fees are deducted from 10000 points+5,000 points respectively, you also get 13300 points.
Verb (abbreviation for verb) all kinds of overall activities
1, introduce the card. Successful introduction 1 person gives 1000 points, and more rewards are given for more introductions. It has been a long time.
2. Pay cash in advance and send points by cash installment.
3. Renew the card and send points.
4, bind the official micro, handheld life APP to send points.
5. Bind ApplePay, HUAWEIPay and Xiaomi to send points.
6. Fill up the currency card and send points.
7. consumption abroad gets points.
Please download the Pocket Life APP, and all kinds of integral activities are in "My-Activities". Reward. "
6. Pay points by Alipay, JD.COM and Baidu.
Tenpay and UnionPay have no points.
Seven, daily consumption
Car card, city series card 1.5 times integral.
Pay attention to 1.5 times points to withdraw the car card, but the handling fee is inevitable.
How does China Merchants Bank get points?
There are many ways to obtain credit card points of China Merchants Bank. Here are some common methods:
1. Users can earn points by installments with bills, which is the signature integral activity of China Merchants Bank at present. Specific requirements and points exchange rules depend on the specific situation.
2. Users can also redeem points by borrowing cash in advance.
3. Users can also get points by recommending others to apply for a card. Recommend 1 person, 2 people and 4 people to get 1000 points, 2000 points and 10000 points respectively.
4. Users can also get 99 points when applying for ApplePay payment.
5. Send the points to the card, and the user can specifically consult the staff of China Merchants Bank.
6. Users go out to stay in hotels, book Airbnb accommodation services, and meet certain rules to redeem them.
7. Users can also earn points by swiping their cards: for every 20 yuan/USD 2 spent, they will get 1 points.
However, it should be noted that, except for the first one, which is fixed, everything else is limited by the activity time and rules. You can look at the details of related activities every month.
Extended data:
How to use credit card points of China Merchants Bank;
Starbucks medium coffee 1, 799 points.
Credit card holders of China Merchants Bank can swipe their credit cards at designated Starbucks stores nationwide, and every 799 points can be exchanged for 1 cup of Starbucks handmade drinks with any taste, unlimited times and unlimited quantity.
Redeem McDonald's designated premium package from 2.299.
During the activity period (from now until 20 15.2. 10), you can log in to the official credit card APP of China Merchants Bank to redeem points-share food with Xiaoji, and you can redeem 299 points for McDonald's designated premium package.
3, 20 points = 1 yuan to buy DQ ice cream.
From now on, credit card holders of China Merchants Bank can swipe their credit cards at DQ designated stores and redeem ice cream products according to the standard of 20 points = 1 yuan.
4. 20 points for Watsons products = 1 yuan.
China Merchants Bank (1987) was established in Shekou, Shenzhen. It is the first joint-stock commercial bank wholly owned by an enterprise as a legal person in China and the first pilot bank to promote banking reform from outside the system.
Since it was first selected into the Fortune Global 500 in 20 12, it has been ranked among the Fortune Global 500 for seven consecutive years, and ranked 2 13 in 20 18. 2065438+On June 26th, 2009, eight banks including China Merchants Bank launched the first batch of enterprise information networking verification systems. 20 19 July, 20 19 released the Fortune Global 500 ranking 188. 20 19, 1 1, "Belt and Road" China 100 top enterprises ranked 85th. 20 19 12, China merchants bank was selected as the brand of 20 19 China brand power festival 100. 20 19 12 18, People's Daily's "China Brand Development Index" 100 list ranked 3 1. In 2020, 65438+ 10 and 65438+March were selected as winners of 2020 Hurun to Shangyou products. In March 2020, it was selected as the 74th in the Top 500 Global Brand Values in 2020. In May of 20021year, it ranked 22nd in "20021Forbes Global Enterprise 2000".
The introduction of how to get credit card points of China Merchants Bank and how to get credit card points of China Merchants Bank ends here. I wonder if you have found the information you need?