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Which is more cost-effective than credit card installment repayment or micro-loan?
I recommend using small loans. I've been using a small loan to support you to lend me back. The interest calculation method is very humanized. It takes several days to calculate the interest, and there is no need to pay a fine for early repayment. If you want to repay the credit card bill in advance, you must pay off all the installment fees. If the credit card bill is overdue, you have to pay 5% of the outstanding minimum repayment amount.
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