What is the annual fee of China Industrial and Commercial Bank of China's credit card
The annual fee of ICBC's credit card is divided according to the grade of the main card, the secondary card and the credit card. The higher the grade, the higher the annual fee to be paid, with the annual fee of 5-1 yuan for the general card, 1-2 yuan for the gold card and 1,-3,6 yuan for the platinum card.
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Puka: main card 1 yuan, auxiliary card 5 yuan; Single-currency credit card 5 yuan is the main card and 25 yuan is the auxiliary card.
gold card: 2 yuan as the main card and 1 yuan as the auxiliary card; Single-currency credit card 1 yuan is the main card and 5 yuan is the auxiliary card.
simple platinum card: the main card is 1 yuan/card/year, and the auxiliary card is 5 yuan/card/year.
unionpay standard platinum card: the main card is 18 yuan/card/year, and the auxiliary card is 9 yuan/card/year.
platinum card: 2 yuan/card/year for the main card and 1 yuan/card/year for the auxiliary card.
express centurion platinum card: the main card is 36 yuan/card/year, and the auxiliary card is free of annual fee.
among them, the annual fee of this year can be reduced or exempted as long as the credit card general card and gold card spend 5 times or more than 5, yuan.
ICBC credit card withdrawal
ICBC credit card withdrawal includes two types: temporary withdrawal and fixed withdrawal. The first withdrawal of temporary withdrawal needs to be 3 months after applying for a credit card, and the first withdrawal of fixed withdrawal needs to be 6 months after applying for a credit card. After the first withdrawal, you can apply for temporary withdrawal at any time and increase the fixed withdrawal every 3 months.
There are many ways to increase the credit limit, among which two are the most common. One is to call ICBC's credit card service hotline to apply, and the other is to bring my ID card and new financial proof to the offline outlets to apply. Both methods need to be audited by the bank, and the credit limit will be increased for cardholders after the approval.
ICBC credit card inquiry
After using a credit card, a bill is bound to be generated. There are many ways to inquire about ICBC credit card bills:
1. Online banking inquiry
Enter ICBC official website, click on the website on the left to inquire about credit cards, enter the password and verification code as required, and then click Login to inquire about credit card bills.
2. Telephone inquiry
Call the customer service hotline of ICBC and follow the voice prompts. Otherwise, you can turn to manual customer service and inquire with the assistance of staff.
3. WeChat inquiry
Now many banks have special WeChat WeChat official account. Search and pay attention to ICBC credit cards. After binding the credit cards, you can inquire about the details of credit card bills.
4. Inquiries at outlets
Cardholders can carry their ID cards to the nearby ICBC outlets for inquiries.
annual credit card fee of ICBC
What is the annual credit card fee of ICBC:
1. General card
(1) Quasi-credit card: the main card is 25 yuan/year, and the supplementary card is 12.5 yuan/year.
(2) Single-currency credit card: 5 yuan for the main card and 25 yuan for the sub-card.
(3) Dual-currency credit card: 1 yuan for the primary card and 5 yuan for the secondary card.
2. Gold card
(1) Quasi-credit card: 5 yuan for the main card and 25 yuan for the auxiliary card;
(2) Single-currency credit card: 1 yuan for the main card and 5 yuan for the sub-card.
(3) Dual-currency credit card: 2 yuan for the primary card and 1 yuan for the secondary card.
3. Platinum card and above
(1) Platinum card: 2, yuan/year for the main card and 1 yuan/year for the auxiliary card.
(2) ICBC (Express) Centurion Platinum Card: 3,6 yuan/year for the main card and no annual fee for the auxiliary card.
(3) ICBC (Express) Centurion Black Gold Card: the main card is 18, yuan/year, and the auxiliary card is free of annual fee.
ICBC's credit card is the credit card with the highest circulation in China. The main types of ICBC's credit cards are: Peony International Credit Card, Peony Credit Card and Peony Credit Card; According to the brand of ICBC credit card, it is divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card; According to the credit rating, it is divided into: platinum card, gold card and ordinary card; According to the issuing object, it is divided into business cards and personal cards, in which personal cards are divided into main cards and auxiliary cards.
Card classification:
Peony quasi-credit card is a quasi-credit card issued by Industrial and Commercial Bank of China, where the cardholder deposits a certain amount of reserve fund as required and can overdraw within the specified credit limit when the balance of the reserve fund account is insufficient. Peony quasi-credit card can be used in China, China, Macau, China and UnionPay acceptance points in Thailand, South Korea, Singapore and other countries for settlement in RMB, with the functions of transfer settlement, cash deposit and withdrawal, credit consumption and so on. This peony quasi-credit card is a quasi-credit card with China characteristics, which has no precedent in other countries in the world. The emergence of this quasi-credit card is a reflection of the imperfect credit system in China. Peony quasi-credit card has stopped issuing. The peony credit card and peony international credit card that really meet the needs of the public are the development direction.
Peony International Credit Card:
Peony International Credit Card is a credit card product with international standards launched by China Industrial and Commercial Bank. International cards are commonly used at home and abroad, and are settled in RMB and a certain designation. Peony International Card adopts the circulating credit transaction method, which overdraws the consumption within the credit limit. If it is repaid in full before the due repayment date, it can enjoy the interest-free repayment discount. The card is universal.
Peony Credit Card:
Peony Credit Card is a credit card issued by Industrial and Commercial Bank of China, which gives the cardholder a certain credit limit, and the cardholder can spend first and then repay within the credit limit. The credit card adopts the circulating credit transaction method, which overdraws the consumption within the credit limit. If it is fully repaid before the due repayment date, it can enjoy the interest-free repayment discount. Peony Credit Card can be used in China, China and Hongkong, China and Macau, and UnionPay acceptance points in Thailand, South Korea, Singapore and other countries. It is settled in RMB and has the functions of transfer settlement, cash deposit and withdrawal, credit consumption and so on.
Peony Credit Card:
Peony Credit Card is a credit card issued by Industrial and Commercial Bank of China, which is limited to RMB credit cards used in the People's Republic of China. Settlement in RMB, with credit consumption, transfer settlement, cash deposit and withdrawal and other functions. Peony credit cards are divided into business cards and personal cards according to different issuers; According to different credit grades, it is divided into gold card and ordinary card.
what is the annual fee for ICBC's credit card?
Personal credit Capka charges an annual fee according to the following standards:
1. Dual-currency and multi-currency credit cards: main card 1 yuan/card/year, and auxiliary card 5 yuan/card/year;
2. RMB credit card: 5 yuan/card/year for the main card and 25 yuan/card/year for the auxiliary card;
3. quasi-credit card: the main card is 25 yuan/card/year, and the auxiliary card is 12.5 yuan/card/year.
The personal credit card gold card charges an annual fee according to the following standards:
1. Dual-currency and multi-currency credit cards: the main card 2 yuan/card/year, and the auxiliary card 1 yuan/card/year;
2. RMB credit card: 1 yuan/card/year for the main card and 5 yuan/card/year for the auxiliary card;
3. quasi-credit card: the main card is 5 yuan/card/year, and the auxiliary card is 25 yuan/card/year.
Tips:
1. If you spend 5 cards or 5, yuan (equivalent) in the card year, you can reduce the annual fee for this year;
2. If it is issued in the form of 11, the annual fee of each card will be charged at half;
3. Some special cards and rigid annual fee cards are not exempted.
Annual fee standard for personal platinum credit card: 2, yuan/card/year for main card and 1 yuan/card/year for auxiliary card; Express Centurion Platinum Card is RMB 3,6/card/year for the main card, and the annual fee is free for the auxiliary card.
Tips:
1. In the card year, the accumulated consumption of RMB 2, (excluding online consumption, house purchase, car purchase, wholesale, public welfare and other businesses that the Bank has determined cannot accumulate points) can be reduced or exempted from the annual fee for this year, except for ICBC Express Centurion Platinum Card;
2. If it is issued in the form of 11, the annual fee of each card will be charged at half;
3. the annual fee of unionpay standard platinum card (excluding unionpay premium platinum card, dual-core combined platinum card and unionpay multi-currency platinum card) enjoys a 1% discount. Please refer to the actual collection.
4. Some special cards and rigid annual fee cards are not exempted.
(Answer time: June 2, 221. In case of business changes, please refer to the actual situation. )
ICBC's annual credit card fee
ICBC's annual credit card fee is related to the card level. The higher the card level, the higher the annual fee. The specific charging standards are as follows:
1. Puka
(1) Dual-currency and multi-currency cards with 1 yuan as the main card and 5 yuan as the auxiliary card;
(2) The single-currency card has the main card 5 yuan and the auxiliary card 25 yuan.
2. Gold card
(1) Dual-currency and multi-currency cards have 2 yuan as the main card and 1 yuan as the auxiliary card;
(2) The single-currency card has the main card 1 yuan and the auxiliary card 5 yuan.
3. Platinum card
(1) Simple Platinum card: main card 1 yuan, auxiliary card 5 yuan;
(2) American Express Centurion Platinum Card: 3,6 yuan for the main card and no annual fee for the auxiliary card;
(3) unionpay standard platinum card: 1,8 yuan for the main card and 9 yuan for the auxiliary card.
4. Black Gold Card
(1) ICBC Express Centurion Black Gold Card: the main card is 18, yuan, and the supplementary card is free of annual fee;
(2) ICBC-UnionPay black gold card: the main card is 1, yuan.
China Industrial and Commercial Bank was established on January 1, 1984. On October 28th, 25, the whole company was restructured into a company limited by shares. On October 27th, 26, it was successfully listed on the Shanghai Stock Exchange and the Hong Kong Stock Exchange on the same day. ICBC takes service as its foundation, insists on creating value by service, and provides comprehensive financial products and services to 8.1 million corporate customers and more than 65 million individual customers around the world. Consciously integrating social responsibility into development strategies and management activities has been widely praised in developing inclusive finance, supporting precise poverty alleviation, protecting environmental resources and supporting public welfare undertakings. Always focus on the main business, adhere to the source of serving the real economy, and grow together with the real economy * * * to survive, * * * to bear the wind and rain, * * * *; Always adhere to the risk-oriented, firmly hold the bottom line, and constantly improve the ability to control and resolve risks; Always adhere to the grasp and follow of the operating rules of commercial banks, and strive to build a "century-old shop"; Always persist in striving for stability and innovation, continue to deepen the strategy and actively embrace the Internet; Always adhere to professional focus, develop professional business model, and forge "great craftsmen".
for seven consecutive years, it ranked first in the sub-list of British Banker's Top 1 Global Banks, American Forbes' Top 2 Global Enterprises and American Fortune 5 Global Commercial Banks, and ranked first in the list of British BrandFinance's Top 5 Global Banks' Brand Value for four consecutive years.
how much is the annual credit card fee of ICBC?
1. Preferential policy of ICBC credit card annual fee
ICBC credit card annual fee is charged after use, that is, the annual fee will be charged after opening an account for one year. In this year, as long as you swipe 5 or 5, yuan (3 student cards or 3, yuan, and 16, points for Platinum cards are exchanged for annual fee or 2, yuan is exempted). At the same time, ICBC does not charge an annual fee for opening a credit card.
for platinum card holders, if they spend RMB 4 million in total, they can be given a permanent annual fee-free discount for their primary and secondary cards. For individual cardholders with gold and ordinary cards, if they have no bad credit history and have held various credit cards of ICBC for more than 1 years (including 1 years) since the implementation of these Measures, they can be given a permanent annual fee-free discount for the main and secondary cards in an account. In addition, ICBC does not charge an annual fee for opening credit cards.
Second, ICBC credit card annual fee standard
The introduction of how much is the annual fee for industrial and commercial credit cards and how much is the annual fee for industrial and commercial credit cards for one month is over. I wonder if you have found the information you need?