1. Basic requirements for application for China Merchants Bank Credit Card Auto Installment: \x0d\\x0d\ 1. Persons in mainland China; \x0d\\x0d\ 2. Natural persons with full capacity for civil conduct; \x0d\ \x0d\ 3. Aged between 18-60 years old; \x0d\\x0d\ 4. There is no serious bad credit record from banks or credit institutions; \x0d\\x0d\ 5. Have a legitimate and stable job or income. \x0d\\x0d\ 2. China Merchants Bank credit card car installment application process: \x0d\\x0d\ 1. Make an online reservation to apply for the quota; \x0d\\x0d\ 2. China Merchants Bank staff will contact you to assist with the process; \x0d\\ x0d\ 3. Qualification review by China Merchants Bank; \x0d\\x0d\ 4. Pay down payment and apply for insurance; \x0d\\x0d\ 5. Loan the money and pick up the car. \x0d\\x0d\ 3. Description of China Merchants Bank Credit Card Car Installment Fees: \x0d\\x0d\ 1. The handling fee allocation model is: allocate the fixed total rate in equal amounts to each installment period (month), such as If it is not divisible, it will be rounded to two decimal places, and the remaining handling fee will be charged in one go in the last month. \x0d\\x0d\ 2. One-time fee collection mode, all handling fees will be paid in one time in the first period. \x0d\\x0d\ 3. The installment calculation is only based on the customer's own calculation of the installment repayment amount. The final repayment method and amount shall be subject to the bill display. \x0d\\x0d\ 4. The application qualifications and limit shall be subject to the final review by China Merchants Bank Credit Card Center.