Check the total credit card debt, you can take the following methods:

1. Call the customer service hotline of the issuing bank, press the "0" key to switch to manual service, and ask the customer service staff through the manual service channel. As long as you show your personal identity, the customer service will help you inquire and inform you of the results.

2. Log in to the online banking/mobile banking client/credit card APP, enter the credit card page, find the credit card you want to query, and check the account balance, repayment details and other options to query.

3. If there is an offline business outlet of the issuing bank nearby, customers can also bring their personal ID card and credit card to the outlet counter to find a staff member to apply for inquiry, or find an intelligent teller machine to insert a card in the business hall for inquiry.

4. Send the specified SMS password to the issuing bank, and the issuing bank will send the query result SMS to the customer.

5. Log in to your mailbox and check the electronic statement sent by the bank this month, which will record the total amount that the customer needs to repay in detail.

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How to find out how much money the credit card owes?

Generally speaking, there are three ways to inquire, namely, online inquiry, telephone inquiry and counter inquiry. Each method has its own advantages and disadvantages, and you can choose the query method according to your own situation.

1, online query:

Many banks have opened online channels to inquire about arrears, including but not limited to WeChat official account, online banking and mobile banking. Generally, you need to check the available credit cards after logging in, and then subtract the available credit cards from the total to get the total debt of the credit cards.

But this method is not very accurate, especially if the credit card is divided into stages, the total amount owed will include the service fee in addition to the principal, unless you write down both the principal and the service fee in stages, which is very laborious.

2. Telephone enquiry:

Directly dial the 24-hour service hotline of the issuing bank of each credit card, transfer to manual customer service, ask the customer service to help with the inquiry, and then add up the arrears found in each card for statistics, and you can get the total credit card arrears.

This method is the most accurate and convenient. It can be done with a phone call. If you have any questions, you can communicate directly with customer service. However, if there are many people, the line may be busy. It's best to avoid making phone calls during rush hours.

3. Counter enquiry:

Bring your credit card and ID card directly, check with the issuing bank outlets of each credit card, and then write down the debt of each card to get the total debt.

This method is also more accurate, and you can also communicate with the teller during the inquiry. However, if there are too many cards, it will be inconvenient for a bank to run, and it will take time and effort to queue up for business at the bank.

These are the three most common ways to check the total amount owed by credit cards. By comparison, it is not difficult to find that the most convenient and quick method is telephone inquiry. In addition to these methods, you can also edit SMS query, ATM query and so on. If you have any questions, you can directly call the customer service phone of the issuing bank to consult the customer service.

Excuse me, how do I know how much I owe on my credit card?

You can call the customer service phone of the credit card center of the bank where the credit card is located to inquire about the credit card bill, or you can log in to the credit card column of the bank website and enter the credit and inquiry password to inquire about the credit card bill. You can also go to the counter of your bank with your credit card and the cardholder's ID card within the validity period, and you can check the credit card bill. A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.