1. A credit card can be overdrafted, but interest will be calculated on the day of the overdraft, and there is an interest-free period; a credit card can be overdrafted, but there is an interest-free period;
2. Credit card Card deposits have interest, while credit card deposits have no interest;
3. Credit card is a type of credit card; for example, the Peony credit card is from the Industrial and Commercial Bank of China. It uses a recurring overdraft consumption method. Users can Within the credit limit, you consume first and repay later. The maximum limit is 50,000 yuan. Moreover, according to the user's identity, they are divided into business cards and personal cards, and according to different credit levels, they are divided into gold cards and ordinary cards, and their charges are also different. In addition to the Peony credit card, there is also the Peony credit card, which can be used nationwide, is settled in RMB, and has the functions of consumption, transfer, and cash withdrawal. The gold card can be overdrafted up to 10,000 yuan, while the ordinary card can be overdrafted up to 5,000 yuan, and the limit can be used around.
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1. The Peony Credit Card is issued by the Industrial and Commercial Bank of China. It adopts the internationally accepted revolving overdraft consumption method. The card issuer gives cardholders credit based on their credit status. Credit limit, a credit card that allows the cardholder to consume within the credit limit first and repay later. The maximum credit limit for a personal card is 50,000 yuan. For consumption overdrafts within the credit limit, cardholders can enjoy an interest-free repayment period of a minimum of 25 days and a maximum of 56 days if they repay the entire amount before the repayment date specified on the statement; if they choose the minimum repayment method, The credit limit is restored according to the repayment amount. It can also be used at special merchants and ATMs with the "UnionPay" logo in Hong Kong, Macau, South Korea, Thailand, Singapore and other overseas countries. It is settled in RMB and has the functions of overdraft consumption, transfer settlement, cash deposit and withdrawal, etc. This card has an overdraft limit after it is opened. You do not need to deposit money in advance to overdraft within the limit. You can use it after it is opened, which is convenient and fast.
2. Peony Credit Card is a credit card issued by the Industrial and Commercial Bank of China. It can only be used within the territory of the People's Republic of China. It is settled in RMB and has the functions of credit consumption, transfer settlement, cash deposit and withdrawal, etc. The credit limit can be used repeatedly. Peony credit cards are divided into business cards and personal cards according to different issuing objects; they are divided into gold cards and ordinary cards according to different credit levels.