The minimum repayment amount of the credit card is 65438+ 00% of the bill amount. The minimum repayment amount means that when the credit card holder can't repay all the payables on the repayment date, he can repay according to 10% of the minimum repayment amount stipulated by the issuing bank to avoid the influence on personal credit due to overdue, but the cardholder can't enjoy the interest-free repayment treatment. Usually the minimum repayment amount will be shown on the monthly bill.

For most credit cards, the minimum repayment coefficient is generally 5% of the current consumption amount or 10% (depending on different banks). The calculation method of the minimum repayment amount of the current bill is as follows:

Proportion coefficient of consumption within the limit (5% or 10%)+ 100% annual fee+100% cash advance transaction amount+100% the unpaid part of the minimum repayment amount before+consumption exceeding the limit * Proportion coefficient (5% or/kloc-)

How to calculate my minimum repayment?

A simple general formula: the minimum repayment amount = 65438+ 00% of the consumption amount within the credit line (10% for most banks and 5% for some banks)+65438+000% of the prepaid cash transaction amount+65438+000% of the unpaid part of the previous minimum repayment amount+65438+exceeding the credit line.