You can check the credit card arrears on the ATM machine, that is, how much money has been paid back. After inserting the credit card, enter the password, and then click Query Balance to display the available cash balance and available credit card limit. In addition to ATM machines, you can download related mobile banking apps or pay attention to related official WeChat accounts.

How long does it take to apply for a credit card?

First, pay attention to the comprehensiveness and authenticity of the application materials.

If the credit card applicant has good qualifications and various conditions, and the information provided is complete and accurate, the credit card review will be relatively faster. How long does it take for a bank to apply for a credit card? Generally, it takes about 10 working days to complete the examination and approval, two days to make the card, and then send it. Some banks need 7 working days to process credit cards quickly, and 15 working days when they are slower.

Second, you can optimize the application route.

There are many ways to apply for a credit card, such as online application, bank branch application, and on-site handling by bank staff. How long will it take to complete the credit card application? Different application channels will have different time. Generally, online application is convenient and quick. Applicants submit information directly through the bank official website, and the application information will be transmitted to the credit card center for review. It usually takes 7- 10 days to apply for a credit card online.

The timeliness of handling through bank outlets and staff visits is relatively poor. Materials need to be uploaded from various bank outlets to the credit card center layer by layer. Generally, banks will submit the accumulated materials on a certain day, and the time will be much longer, usually 20 working days or even 1 month.

Third, avoid peak business hours and gaps.

How long it takes to apply for a credit card has a lot to do with the time you apply for a credit card. If you apply for a credit card just in time for the National Day holiday, how many days will it take you to apply for a credit card? The bank is closed on legal holidays, and no one will review your application, so the time will be extended with the number of holidays. If you apply at such a special time as the beginning of the month and the end of the month, the same audit efficiency is not as high as usual. Because this is the peak of banking business, the banking system needs to process a lot of data and information, and it will take a little longer to apply for a credit card.