Is this the final monthly repayment deadline for a credit card? Generally, the repayment date is 25 days after the bill date, which is also the final repayment date of each month. Don’t be late. If you don’t have enough money, you can pay the minimum payment. amount, but do not be overdue. Three overdue payments can be considered as one bad record. As long as you have a bad credit record, it will affect your future loans from various banks, which is very troublesome.