Visa card is not necessarily a credit card, but it may also be a debit card, but most of the bank cards with Visa logo issued in China are credit cards.

Visa is an international credit card organization, which mainly issues credit cards, but it also issues savings cards, which is equivalent to the domestic bank card organization "UnionPay".

Visa cards are issued by Visa International, which was formerly called Bank of America. At present, no bank in China has jointly issued a Visa debit card with Visa International.