If you are only sued in a civil lawsuit dispute, it is impossible to determine the outcome of the lawsuit before the judgment is reached. If the lawsuit is won, it will not affect the handling of credit cards.

If the civil dispute is lost, the direct performance of the payment obligation in the judgment will not affect the handling of the credit card.

In civil litigation disputes, those who refuse to perform the effective judgment after losing the case are blacklisted in the credit information system, which has an impact on handling credit cards.