1. Process for expiring Bank of Communications credit cards

The validity period of credit cards is generally about three years. The validity period of the card will be indicated on the front of the Bank of Communications credit card. After the expiry date, the credit card cannot be used. Bank of Communications credit cards have automatic card replacement service. Credit card center staff will review and evaluate the cardholder's card usage records before the credit card expires. If the cardholder's card usage is in good condition, Bank of Communications will notify the cardholder about one month before the expiration date and ask whether to reissue a new card. If the cardholder is still unwilling to change the card after the expiration of the credit card's validity period, he should notify the Bank of Communications in writing or in other forms approved by the Bank of Communications one month before the expiration of the credit card; otherwise, the Bank of Communications shall consider the cardholder (card holder) to change the card. (person/unit) will proactively replace the new card when the new card expires. If the customer applies to cancel the card after the new card is produced, the corresponding production fee will also need to be paid.

2. Things to note when replacing Bank of Communications cards

First of all, cardholders should pay attention to the card issuance address. When you receive a call to replace the card due to expiration, if the permanent address has changed compared to when you applied for the card, you must update the receiving address in time to avoid the new card being "lost". Secondly, the credit card number may change after changing the card. After the credit card is successfully replaced, there will be no difference between the new card and the old card in terms of amount, functions, points and other account information. The card number will generally not change, unless the cardholder does not receive the credit card. When the credit card is sent for the first time, the card number will be changed if the card is sent again. . Finally, cardholders should activate their credit card upon receipt. After the credit card is activated, the amount and points in the old card will be transferred to the new card, and the old card will lose its functionality at the same time. Cardholders can call the 24-hour customer service hotline on the back of the Bank of Communications credit card to activate it.

1. Bank of Communications Credit Card is a credit brand product jointly launched by Bank of Communications and HSBC. Its user positioning is "a group of people who have ideals, pursuits, know how to enjoy, and are more willing to struggle, and sometimes have the need to study abroad, do business, research or travel. Bank of Communications Credit Card is also a group of people with high living standards who are willing to try new consumption habits. "Traffic "Bank Pacific Credit Card" is a credit card product created by Bank of Communications by introducing HSBC's advanced technology and management. It combines global and local advantages and advocates a new consumer culture and credit card experience with the theme of "China·Global"

2. Providing preferential and considerate services worldwide. After a series of evaluations and studies, Bank of Communications positioned the customers of this credit card as: “a group of people with ideals, pursuits, and enjoyment. In life and career, they are more willing to struggle. Sometimes they need to study, do business, research or travel abroad. They are also a group of people with a high living standard and are willing to try new consumption habits. "Then, Bank of Communications and HSBC jointly launched the "China Global Card" - "Bank of Communications Pacific Dual Currency Credit Card."