If your credit card has multiple deposits (overpayments) that exceed the credit limit:

1. It is recommended that you directly swipe the card for consumption;

2. You can Transfer money to your Rensheng debit card through our bank's mobile banking, online banking, ATM, and counter, and it will arrive in real time with no handling fees;

3. You can withdraw money through ATM machines in cash, but credit cards will be charged. There is a limit on the number and amount of cash withdrawals per card per day. There is no handling fee for this bank's channels, and a handling fee of 1 will be charged for inter-bank channels, with a minimum of RMB 1 yuan.