You can't just apply for a credit card with your ID card. To apply for a credit card, you need the original ID card, proof of income, proof of property, and the same is true for loans.

This is the general credit card application condition of big banks:

① Age requirements: local residents should be 18-65 years old, and foreigners should be 25-65 years old;

2 job requirements: have a stable work unit, income and fixed residence;

③ Credit requirements: no bad credit record. The supplementary card applicant must be the parent, spouse or child of the main card holder, aged between 16-65.

Bank credit card application materials:

(1) identification information:

Copy of resident identity card or military officer's card; If you are a Hong Kong and Macao compatriot, you need to provide a copy of your mainland pass and residence certificate for more than one year; If you are a foreigner, you can provide a copy of your passport and residence permit for more than one year.

② Proof of work and income:

Salary certificate or business card and photo badge.

I suggest you consider applying for a credit card after finding a stable job, and apply for a credit card through formal channels. You can also try to get a card or a supplementary card for your family, so you can also get a credit card.