The top ten credit cards with the highest gold content in China are as follows:
1, Minsheng Bank Diamond Credit Card, among the credit cards issued in China, the most outstanding one should be Minsheng Bank Diamond Card. Although the color of the card is not black, its credit limit can reach up to 3 million RMB, and the annual membership fee is as high as 10000 RMB.
2. ICBC Peony Platinum Card, which claims to have only 7,000 users worldwide. As one of the four largest state-owned banks in China, the issuance standard of Peony Platinum Card is quite strict. Individuals cannot take the initiative to apply, and they must be invited by the bank to apply.
3. China Everbright Bank Yanhuang Credit Card-Platinum Card, features: ultra-high aviation risk.
4. CITIC Bank Air China Companion CITIC Credit Card, Platinum Card, Features: The first Platinum Air China Companion Credit Card.
5. CITIC Bank CITIC Star dual-currency credit card and platinum card. Features: global airport VIP room courtesy.
6. China Everbright Bank Everbright Golf Credit Card and Platinum Card. Features: In more than 65,438+050 golf courses all over the country, you can enjoy the preferential golf service at a discount of 5-7% off the tourist price.
7. Everbright Bank Sunshine Business Travel Credit Card and Platinum Card. Features: VIP enjoyment, optional.
8. China Merchants Bank China Merchants Bank Platinum Credit Card, Platinum Card, Features: National Special Store.
9. Shanghai Pudong Development Bank Pudong Credit Card, Platinum Card, Features: RMB/USD dual currency settlement.
10, Pufa Dream Card, personalized personal tailor service, distinguished vip service at many airports at home and abroad and high-speed railway station, preferential service at international hotels, free of annual fee, and high cash rebate for consumption abroad.
Which is the strongest credit card (debit card)? The most comprehensive comparison of credit cards (debit cards) of major banks in history.
1. Industrial and Commercial Bank of China
Known as the first line of the universe, why? Don't take the usual path. Please ask Baidu specifically. ICBC is approved by the local card department, not a credit card (debit card) center.
How to apply for an ICBC card?
First of all, ICBC has the so-called star rating as a reference value for card approval. If you have a savings card in ICBC, you have a so-called star rating. Without business with ICBC, there is no star rating. This is only used as a reference value and does not affect the audit.
Advantages:
1. There is no handling fee for withdrawal;
2. install x;
3. The promotion quota is very fast, and the unreasonable promotion quota standard;
4. Consumption SMS reminder is free;
5. There are three options for consumer passwords: no password is required for all transactions; All transactions require a password; A password is required for transactions exceeding the limit;
6. The longest interest-free period is 56 days;
7. If the repayment is not made in full, no interest will be charged on the repaid part.
Disadvantages:
It can be said that there is basically no discount, and the points are of little use.
Preparation materials:
Id card, bank account, automobile production, real estate, if you want a high credit card (debit card), please deposit at least 50 thousand yuan regularly and do it one week later.
Suitable for people: friends who want big cards and have certain assets!
2. China Construction Bank
It is a friendly bank among the four major banks, and it is easier to apply for a card. The quota is not bad.
Advantages:
1. The application threshold is low;
2. A card car wash is free;
3. There are relatively many preferential merchants;
4. Points can be exchanged for mileage;
5. Do not agree not to occupy the quota;
6. Brush 3 times and you will be exempted from the annual fee.
Disadvantages:
1. No SMS notification;
2. Birthdays are not even blessings;
3. Short interest-free period
Application materials: ID card, bank account, automobile real estate, real estate, time deposit and card application.
Suitable for people: car owners and foodies!
Bank of China
The biggest and meanest bank, not one.
Advantages:
1. integral is valuable; 2. There are many outlets; 3. There are SMS reminders; 4. There are many preferential activities
Disadvantages:
1. The card threshold is high;
2. You can only apply for promotion places twice a year. As for whether to mention it or not, that's another matter;
3. attach great importance to deposits;
4. Supplementary cards need to be repaid separately.
Preparation materials: ID card, bank account, work certificate and RMB deposit of BOC.
Suitable for the crowd: trapeze!
3. There are many merchants cooperating with ABC Card and many co-branded cards, which can be said to be relatively close to the people.
Advantages:
1. Many activities;
2. There are many outlets;
3. Quickly increase the quota;
4.56 days interest-free period;
5. SMS reminder;
6. Provide professional business travel services for customers with credit cards (debit cards).
Disadvantages:
1. The threshold is high;
2. The quota is low, and the quota for applying for 500 cards is too much;
3. Long approval time;
4. Integral =0!
Preparation materials: ID card, bank account number, work certificate, social security card, and it is necessary.
Suitable for the crowd: eating goods
3. There are many merchants cooperating with ABC Card and many co-branded cards, which can be said to be relatively close to the people.
Advantages:
1. Many activities;
2. There are many outlets;
3. Quickly increase the quota;
4.56 days interest-free period;
5. SMS reminder;
6. Provide professional business travel services for customers with credit cards (debit cards).
Disadvantages:
1. The threshold is high;
2. The quota is low, and the quota for applying for 500 cards is too much;
3. Long approval time;
4. Integral =0!
Preparation materials: ID card, bank account number, work certificate, social security card, and it is necessary.
Suitable for the crowd: eating goods
4.
Bank of Communications
This bank credit card (debit card) approval sister paper must be very kind, almost all of them can pass. Once I applied for a card online, I received the approval message 15 minutes after I applied for the card.
Advantages:
1. The threshold is very low;
2. The initial amount is very high;
3. There are many discounts;
4. Easy repayment.
Disadvantages:
1. Only the system can actively increase the quota, and it is not allowed to apply for increasing the quota, and manual intervention is not allowed;
2. Pit dad SMS reminder fee;
3. The withdrawal fee is very expensive;
4. Full penalty interest;
5. Strict risk control. If you order a small one, just say you want to seal the card or something.
Application materials: ID card is enough.
Applicable people: because there are many activities, it is suitable for all friends who love to take advantage ~
China Citic Bank
Banks with no bottom line love to make small mistakes.
Advantages:
1. Do more activities, especially eat and brush your teeth! ;
2. Fool the customer service and get a lifetime free annual fee;
3. Integral is easy to get;
4. The card is used well, and there is also the so-called "credit fund" and "new fast web" business. If you have more money, you can use it to roll wool!
Disadvantages:
1. The installment fee is very high;
2. Pit dad SMS reminder fee;
3. The interest-free period is not long;
4. Risk control is very strict. I'll call you if I have nothing to do and ask you what you just bought with your credit card (my general answer is: it's none of your business, who are you? )
Application materials: ID card is enough, and the card amount is higher.
Applicable people: because there are many activities, it is suitable for all friends who love to take advantage ~
5. Industrial Bank
A relatively distinctive bank has a good credit card application amount.
Advantages:
1. Gold card can enjoy the airport VIP room;
2. The integral is permanently valid and not cleared;
3. Points can be exchanged for mileage;
4. The minimum monthly repayment amount is 5%, and the general bank 10%.
Disadvantages:
1. There are no 400 or 800 telephones;
2. Less outlets;
3. Relatively speaking, I discriminate against rural hukou and men, and love sister paper (I have been discriminated against! )
Preparation materials: ID card, bank account, financial certificate, credit card (debit card) of other banks (if any).
Suitable for people: friends who often fly and don't want to pay the annual fee of platinum card.
Ping An Bank
This guy used to do insurance, but now he has a bank! Attach great importance to automobile production! If you have a car, you are his uncle!
Advantages:
1.24-hour road rescue;
2. There are many accident insurance and hospitalization subsidy insurance. (I have become a bank and I still can't change the style of selling insurance! );
If you have a car, your quota will increase;
4. There are many activities
Disadvantages:
1. SMS reminder fee;
2. The points are worthless;
There are many advertisements
Preparation materials: car output, ID card, credit card (debit card) of other banks, bank account.
Applicable people: car owners and friends who love to travel.
6. China Everbright Bank
Credit card (debit card) is one of the more popular banks, with a large number of users and fierce activities.
Advantages:
1. Nice card face!
2. Low threshold;
3. There are many activities;
4. Brush 3 times for free annual fee;
5. Free SMS reminder;
6. Online shopping has points
Disadvantages:
1. The installment fee is very high; 2. There are almost no exits
Preparation materials: ID card is enough.
Suitable for the crowd: suitable for young people who love online shopping and entities (the entity discount is still quite powerful)
7.
China Merchants Bank
In addition to ICBC, it is the best credit card (debit card) of China Merchants Bank, and the number of cards issued ranks first in the country.
Advantages:
1. The service is very good, and the sister paper is very gentle (even if you owe money. . . )
2. The quota is relatively high;
3. Improve the humanization of quota;
4. There are many activities.
5. All the card bills are integrated.
Disadvantages:
1. Some online shopping limits are only 500;
2.20 yuan 1 minute;
3. Most online shopping has no points.
Preparation materials: ID card is enough.
Suitable for the crowd: everyone!
Friends who apply for a credit card (debit card) quickly, learn about the collection and get ready.
There are five new credit cards! See which one suits you!
In normal life, many people will apply for a credit card to use. If you apply for a good credit card, you will enjoy many discounts. Here, I would like to introduce some magic cards released on 20 19.
The magic cards of credit cards in 20 19 include: guangfa sharp card, CCB visa double-label credit card, everbright Tik Tok co-branded credit card, ICBC Guang Guang women's credit card and BOC Beiqi penglong platinum card.
Guangfa Sharpka
Guangfa Ruika is one of the magic cards of 20 19 credit card. There are two kinds of cards: gold card and ordinary card. You can use Guangfa Ruika to cash back in department stores, supermarkets or restaurants, with a maximum cash back of 1% per day. You can save yourself a lot of money every month by cashback consumption.
China construction bank visa double-label credit card
China Construction Bank's Visa double-label credit card is also one of the magic cards in 20 19, which supports spending coupons at Tmall on weekends. From March 22, 20 19 to March 22, 20 19, 12, 3 1, every Friday, Saturday and Sunday, the cardholder can get the 20 yuan Tmall Shopping Voucher by spending 128 yuan. For friends who like online shopping, the construction bank visa double-label credit card can be described as a lot of benefits.
Everbright Tik Tok co-branded credit card
Everbright Tik Tok co-branded credit card is one of the 20 19 credit card gods, which is suitable for Tik Tok fans. Everbright Tik Tok co-branded credit card supports the exclusive preferential rights of online celebrity Tik Tok travel route Caesar travel. The single consumption of Suning Store is 10 yuan, with the highest reduction in 5 yuan and the highest reduction in shopping in JD.COM 188 yuan.
ICBC Guang Guang Female Credit Card
The great thing about ICBC's glory female credit card is that there are many cashbacks. The gold card costs 50,000 yuan to cash back to 500 yuan every year, and the platinum card costs 500,000 yuan to cash back 5,000 yuan every year. In addition, the card also supports the difference between the three-day repayment grace period and the repayment grace period of 10 yuan, which can well protect personal credit.
BOC BAIC Penglong Platinum Card
Bank of China Beiqi Penglong Platinum Card is the magic card for car owners, which has the advantages of reducing the insurance premium by 365 yuan, free car washing six times a year, giving priority to service of maintenance reservation and 20% discount on original decoration.
This concludes the introduction of the best credit cards and the top ten credit cards. Did you find the information you needed from them?