Credit cards can not only be used for consumption, but also for loans. However, instead of using a credit card as a certificate to apply for a loan from a bank, many banks provide outstanding cardholders with hidden benefits of credit cards. After a comprehensive evaluation of the cardholder, an additional cash split will be given. Next, the editor of Jintou will introduce which bank can provide credit card loans

1. Agricultural Bank of China

Agricultural Bank of China has Credit card consumption reserve, the cardholder applies for the installment amount to the Agricultural Bank of China, and the Agricultural Bank of China transfers the consumption funds to the designated credit card after successful review. The cardholder pays the principal in installments and pays a certain amount of installment payment fees. The one-time application amount The minimum is 500 yuan and the maximum is 300,000 yuan.

To use the Agricultural Bank of China credit card to process consumption reserves, the cardholder must be the principal cardholder of the personal credit card, the account status is normal, the credit status is good, and the credit is outstanding. There is no borrowing in domestic and foreign currencies.

2. Industrial Bank

Industrial Bank has industrial business, which can also be regarded as a credit card loan. Industrial Bank provides fixed credit card amounts to high-quality credit card holders. For other one-time cash consumption, the minimum processing amount is 1,000 yuan and the maximum amount is 300,000 yuan. A comprehensive evaluation is mainly based on the credit conditions of the cardholder.

Except for the amount of Xingxiang loan, it is not the same as the credit card amount. ***In addition, its business model and standard price are completely consistent with the cash split business of Industrial Credit Card.

3. China Merchants Bank

The e-recruitment loan is a relatively good one issued by China Merchants Bank Credit card loans are cash loans. They are also credited after a comprehensive evaluation by the bank. Apply for a loan within the credit limit, transfer the money to a debit card in your name, and repay it in installments.

e recruitment is often carried out Interest rate promotions, the discounted interest rate is around 0.45~0.6, and the loan period can be up to 24 months, which is suitable for office workers with long-term capital cycles. However, e-recruitment is a recruitment black house. Before it is paid off, no matter you No matter how well you use your credit card, the price will not increase.