If your repayment amount is lower than the minimum repayment amount after this period of time, China Merchants Bank will count you as overdue, collect liquidated damages and interest, and report it to the credit information system, which will have an impact on your credit.
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The installment repayment of credit card bills is one of the basic functions of China Merchants Bank's credit cards. If you apply for installment of issued bills, the maximum installment amount can reach 95% of the total amount of new RMB credit card consumption in the current period. After the application is successful, the current bill only needs to be repaid in installments, and the down payment and handling fee are included in the next bill.
Credit card bill installment application method of China Merchants Bank
1, online banking application
Log in to China Merchants Bank's credit card online banking, select the "installment financing" page, enter the "bill installment", enter the installment amount, select the installment number, and the system will immediately review and automatically inform the application result.
2. Customer service telephone application
Call 400-820-5555. After the authentication is completed, transfer the installment line according to the 708 bill to inform you of the installment amount and the number of installments. The system will review it immediately and the customer service specialist will inform you of the application result.
3. SMS application
Edit the short message "AG# Amount # Period" (if you need 10 current bill repayment 10 yuan, the short message content is: AG# 10000# 10), and send a short message to 106579555 (.
Baidu encyclopedia-credit card repayment