The 10,000 credit card cash withdrawal fee is calculated according to the policies and agreements of different banks. It is generally a certain proportion of the cash withdrawal amount, usually ranging from 1% to 5%. The details are subject to the regulations of the bank credit card you hold.

As for the impact of cash withdrawal on your credit record, the cash withdrawal itself will not affect your credit record, but the repayment and cash withdrawal records of your credit card account will be recorded in your personal credit report. If you have long-term credit card withdrawal behavior, it may be considered as improper use of your credit card, which will affect your credit score.

In addition, if you have overdue records online or loan records from multiple platforms, your various records will be subject to big data risk control. When your online lending platform frequently rejects you, even Huabei will be shut down. If you want to know your big data and credit status, you can search Songguocha, which can provide your personal credit status, blacklist status, online loan application records, application platform type, whether it is overdue, the overdue amount, and whether there are any arbitration cases. , and other important data information.