Yes. By checking the official website of Bank of Qingdao, we learned that if the bank's credit card is overdue for more than 90 days, it will be blacklisted by the bank. The bank will strongly require you to pay off the full amount and cancel the installment payment. Bank of Qingdao was established on November 21, 1996 and is the first bank listed on the main board in Shandong Province.