it is better to raise the amount at the time when the bank actively adjusts the amount. Due to the increasingly fierce competition in the domestic credit card market, most banks have begun to take the initiative to increase the quota for cardholders who normally use credit cards. Usually, banks will take the initiative to increase the credit card limit for cardholders before the peak consumption periods such as New Year's Day, Spring Festival, May Day and Eleventh. In addition, if the monthly consumption amount of your card often reaches 6%-1% of the usage amount, the bank will generally take the initiative to raise the amount for you according to the usage situation.