Generally speaking, the money deposited by ICBC's car loan credit card cannot be withdrawn. According to the regulations of ICBC, the car loan card can only be used for deposits and cannot be withdrawn. And if you don't apply for prepayment, you can only deduct it monthly for a long time. So I suggest you consult with the relevant staff of the car loan department and credit card department. Of course, this mainly depends on the attitude of the bank, but generally speaking, this may not be easy to do, that is, ICBC's car loan credit card money can not be withdrawn. Then you need to bring your ID card and card to the local original car loan handling bank for cash withdrawal. If you are a card-issuing customer in Shandong since 2020, you can try to withdraw money yourself. If you are in a different place or it is inconvenient to go, you can call 95588 credit card for manual customer service registration and give feedback to the branch for handling.

3. The handling fee for RMB withdrawal of domestic car loan credit cards is as follows: 1% of the cash withdrawal amount for each transaction, with the lowest 2 yuan and the highest 100 yuan; 4 yuan is charged for each withdrawal from inter-bank ATM machines; If you withdraw cash by overdraft, you will not enjoy interest-free repayment, and interest will be charged at the daily rate of 0.5 ‰ from the bookkeeping date, with compound interest on a monthly basis; Military official cards, armed police official cards, budget official cards, platinum cards and above are free.

4. Under normal circumstances, a car loan card will be issued for car installment business handled through car dealers, guarantee companies, insurance companies and other channels. This card is usually only used to buy cars by stages, and has no other value-added functions. The car loan card business of each branch is slightly different. Please contact the loan bank if you need to go through the formalities of car loan card loan settlement or mortgage cancellation, misdeposit/mistransfer/guarantee fee withdrawal, loan or guarantee information inquiry, etc.

1. Car purchase by credit card installment is a credit card installment business launched by banking institutions. The credit limit that cardholders can apply for is 200,000-200,000, depending on the situation of some banks; There are three stages: 12 months, 24 months and 36 months. There is no loan interest rate for buying a car by credit installment, and the bank only charges a handling fee. The handling fee rate is different in different installments.

2 refers to the loan issued by the lender to the borrower who applies for buying a car. Automobile consumption loan is a new loan method that banks issue RMB-guaranteed loans to car buyers who buy cars at their special dealers. The interest rate of automobile consumption loan refers to the ratio of the loan amount to the principal given by the bank to consumers, that is, borrowers, for purchasing their own cars (non-profit family cars or commercial vehicles with less than 7 seats). The higher the interest rate, the greater the repayment amount of consumers.