How to repay the credit card of Guangfa Bank

The repayment methods of Guangfa Bank credit card are:

1. Automatic repayment. Users can bind a savings card and the bank will automatically deduct the money on the repayment date;

2. ATM machine repayment. You can make self-service repayments at ATM machines;

3. Online banking repayments. You can log in to China Guangfa Bank's online banking and then repay the credit card.

CITIC Bank Standard Card Advertisement This high-limit credit card can make your dreams come true! Light up your dreams! !

The following channels can be used to repay Guangfa Bank’s credit cards:

1. Discover Wonderful APP;

2. Guangfa Bank Mobile Banking;

4. Repayment at outlet counters;

5. ATM automatic repayment.

How to repay the credit card of Guangfa Bank

The repayment methods of Guangfa Bank credit card are:

1. Automatic repayment. Users can bind a savings card and the bank will automatically deduct the money on the repayment date;

2. ATM machine repayment. You can make self-service repayments at ATM machines;

3. Online banking repayments. You can log in to China Guangfa Bank's online banking and then repay the credit card. (Honor 50MagicUI4.2; Discover Wonderful 6.0.1)

Classification of credit reporting:

1. According to business model, it can be divided into two categories: corporate credit reporting and personal credit reporting

Enterprise credit reporting is mainly an organization that collects corporate credit information and produces corporate credit products; personal credit reporting is mainly an organization that collects personal credit information and produces personal credit products. In some countries, these two types of business are completed by one agency, and in other countries, they are completed by two or more agencies respectively. Or in one country, there are both agencies that are engaged in personal credit reporting alone, and there are also agencies that are engaged in both personal and corporate credit reporting. Generally, there are no restrictions on the types of credit business institutions, and the credit reporting agency decides independently based on the actual situation. Credit reporting agencies in the United States mainly have three business models:

(1) Capital market credit assessment agencies, which assess stocks, bonds and large-scale infrastructure projects;

(2) Commercial Market assessment agencies, also known as corporate credit information service companies, assess all types of large and medium-sized enterprises; (3) Personal consumption market assessment agencies, whose credit information targets individual consumers.

2. According to the service objects, it can be divided into credit investigation, commercial credit investigation, employment credit investigation and other credit investigation.

The main service objects of credit investigation are financial institutions for credit decision-making. Provide support; commercial credit reporting mainly serves wholesalers or retailers to provide support for credit sales decisions; employment credit reporting mainly serves employers to provide support for employers' employment decisions; in addition, there are other credit reporting activities, such as market Investigation, debt settlement, movable and immovable property appraisal, etc. Some of the credit reporting services for different service objects are completed by one institution, and some are completed by independent enterprises with upstream and downstream database credit reporting agencies.

3. According to the scope of credit reporting, it can be divided into regional credit reporting, domestic credit reporting, transnational credit reporting, etc.

Regional credit reporting is generally small in scale and only in a specific area. Providing credit reporting services. This model generally exists in countries where the credit reporting industry has just started. After the credit reporting industry develops to a certain stage, most of them move towards mergers or professional subdivisions, and the real regional credit reporting gradually disappears; Domestic credit reporting is one of the most common institutional forms in the world, especially in countries that have opened credit reporting agencies in recent years. Transnational credit reporting has been rapidly rising in recent years. The reason why this type of credit reporting can be quickly There are two main reasons for development: internal and external reasons: The internal reason is that in order to expand their business, some established credit reporting agencies in Western countries adopt various forms (such as establishing subsidiaries, cooperation, equity participation, providing technical support, setting up offices, etc. ) penetrates into other countries; the external reason is mainly due to the acceleration of the world economic integration process. The economies of various countries penetrate and integrate with each other. There are more and more transnational economic entities and there are more and more demands for transnational credit reporting services. In order to adapt to With this development trend, there will inevitably be more and more institutional forms of transnational credit reporting. However, due to the different political systems, legal systems, and cultural backgrounds of each country, the development of transnational credit reporting is also subject to certain constraints.

How to repay with Guangfa Credit Card

Guangfa Credit Card can easily bind UnionPay inter-bank repayment and bank repayment for credit card repayment. If you need to handle it, you can use Huawei Enjoy 10 (Version 1.0.0) Open the "Discover Wonderful" APP (Version 6.1.1), click "My → Quick Repayment → Repayment Settings" and follow the prompts.

1. Guangfa Credit Card is the first domestic standard credit card issued by China Guangfa Bank in 1995, and it is also the first credit card to achieve profitability. The card has a preset credit limit in accordance with international standards. Spend first and repay later. No pre-deposit is required. You can use the credit limit for overdraft consumption and cash withdrawal transactions. The interest-free period for overdraft consumption can last up to 50 days. As long as you repay in full before the repayment due date specified by the bank, you can enjoy the interest-free treatment from the date of transaction to the repayment due date. . The repayment method is flexible, you can pay it off in full, or choose the minimum repayment amount, enjoy revolving credit, and manage your finances more freely.

2. Guangfa Card has always adhered to the service concept of "giving you more and seeing further", guided by customer needs, and led the Chinese credit card market with innovation and market segmentation. As of June 2010, the number of cards issued exceeded 10 million, forming a distinctive "widely distributed card model" with simultaneous development of "quality" and "quantity", and becoming a well-known brand in the credit card field. Guangfa Card has successively won honors such as "Top Ten Most Trustworthy Bank Cards in the World/China", "UnionPay Standard Credit Card Market Development Award", and "Asia-Pacific Best Customer Service Award". At the end of 2010, the credit balance of Guangfa Card exceeded 30 billion yuan, the profit growth rate exceeded 80%, and the net profit led the credit card industry. The annual new non-performing rate was less than 1%, and the activity rate, average card income and average card profit were all ahead. peers.

3. To ensure the safety of funds, you can enjoy free text message reminders for every transaction of over 300 yuan, and be notified of account changes in a timely manner, making using the card more secure. If you need SMS reminder service for all transactions, just call 95508 to activate it, and the cost is only 3 yuan per month. The instant messaging SMS will be sent through port 95508 (mobile/telecom users) or 10655020288 (China Unicom users). The content of the SMS is "The last four digits of your card, xxxx, consumed RMBxxxx yuan at xx hour and minute on xx day,?." Please pay attention. The bank provides customers with card security protection. Within a certain range, customers do not need to bear the losses of credit card theft within 48 hours before reporting the loss, and the amount of protection is up to the full credit limit!

4. Specially designed for Guangfa card customers A 24-hour service hotline is set up at 95508 or (86)20-87310029 to provide faster and more considerate services. Online services include: GF card business introduction, bill inquiry, customer preferential information, GF card activation, credit limit adjustment, online instant loss report, information modification, point gift redemption, etc. Customers' complaints about GF card can be properly handled by just making a phone call. Various card usage needs.

How to repay Guangfa Bank credit card? Four tips for easy repayment

Guangfa Bank has many customers, and many people have applied for Guangfa Bank credit cards. However, some people who apply for Guangfa Credit Cards for the first time are not very familiar with its related business operations. , someone asked: How to repay the credit card of China Guangfa Bank? In fact, repayment is very convenient. Today I will introduce to you several methods for easy repayment.

1. WeChat repayment

You can follow China Guangfa Bank’s WeChat public account. After binding your Guangfa Bank credit card, select “My Card” in the WeChat public account. , click "I want to repay" and then follow the prompts to perform the repayment operation. It is very convenient to repay the credit card.

2. Mobile banking repayment

You can download the mobile client of Guangfa Bank on your mobile phone, then log in to mobile banking, select "My Credit Card" and click "Credit Card Inquiry" , then click on the credit card logo pointed by the arrow on the page. After the page jumps, click "Credit Card Repayment" below to perform the repayment operation.

3. Online Banking Repayment

You can log in to China Guangfa Bank’s online banking, then click to enter the “Credit Card” page, and select “Credit Card Repayment” on the “Credit Card” page. Pay off your credit card.

4. Alipay repayment

Everyone must have the Alipay APP on their mobile phone. Using Alipay to repay a credit card can be said to be the most convenient. Log in to Alipay.

Enter the "Application Center" and select "Credit Card Repayment".

The above is a summary of the four methods for repaying Guangfa Bank credit cards. These four methods are commonly used by everyone, and they are very convenient to operate. You can repay the credit card easily. Of course, you If you still find it troublesome, you can apply for automatic repayment service.

This concludes the introduction on how to repay with Guangfa Credit Card and how to repay in installments with Guangfa Bank Card. Have you found the information you need?