First, analyze the bank preference and choose the right bank.
Transportation, Guangfa: highly educated, white households
China Everbright Bank: Just look at our records.
Industrial Bank: I don't like legal persons.
Minsheng Bank: I don't like male customers, and the pass rate of women is high.
CITIC Bank: Have a credit card (debit card) for 6 months.
Shanghai Pudong Development Bank: Love to open local accounts in cities.
Second, package customer information according to credit information.
1. Work unit: Banks like to stabilize the working population, so the work unit of packaging must not be involved in unstable industries such as high-risk, entertainment and finance (hint: packaging * * * Technology Co., Ltd., the company can't have negative records such as abnormal operation, just download and view all the company information).
2. Company address: It must be consistent with the address inquired by the company on the enterprise information network.
3. Unit telephone: that is, the landline. It is impossible for the packaging company to have a record of fixed telephone in the enterprise survey.
4. Personal address: use 58 city to find the rental information of the community where the company is located, accurate to the community address and house number.
5. Personal education: fill in truthfully above junior college, and fill in secondary school or high school below junior college.
6. Annual income: it can be filled in high, but not too exaggerated, and it should be suitable for the income level of the industry.
7. Contact person: it is best to fill in the person who has a good credit record in the bidding bank, which is equivalent to a disguised guarantee. (If you want to apply for a credit card (debit card) of China Everbright Bank, friend A happens to have deposits, credit cards (credit cards) and loans in China Everbright Bank, and has an excellent credit record, you can fill in friend A.)
To sum up: banks like customers with stable, high income, promising jobs and credit records.