Hello, Everbright Bank credit card has a relatively high credit card application rate, so it is relatively easy to apply for. However, Everbright Credit Card has relatively high personal credit requirements, which needs to be paid attention to.

Whether the Everbright Bank credit card is easily approved mainly depends on whether the applicant can meet the approval conditions of the Everbright Bank credit card. The approval conditions are as follows:

1. The applicant for the main card must be at least 18 years old. Above, the applicant must not be over 65 years old and must have full capacity for civil conduct.

2. The applicant for the supplementary card must be over 16 years old, not over 65 years old, and must be an immediate relative of the main card holder.

3. The main card applicant must have a stable job, a legal source of income, and a monthly income that can repay the credit card bill on time.

4. Applicants for primary and supplementary cards must have good personal credit records and no major default records.

5. The main card applicant needs to have certain proof of financial resources, such as income tax withholding certificate, or documents proving the market value of houses, cars, deposits and investments, etc.

Information required for applying for a credit card:

1. Identity certification materials;

2. Work and income certification materials;

3 , Documents proving financial resources;

4. Educational qualifications, professional qualification certificates, self-owned real estate certificate, self-owned car driving license and other auxiliary materials.

Process:

1. Apply for an appointment online;

2. Staff will contact you three to five working days after the appointment to collect information;

3. It takes about 7 to 10 working days for the bank system to review personal information and call back;

4. If the review is passed, the credit card will be sent out in about 10 working days. .

Everbright credit card approval has the following characteristics:

1. When applying for a credit card, you need to submit proof of identity, work certificate, income certificate and other information;

2. The credit status is good and there should be no overdue records;

3. Income will affect the credit limit of credit cards;

4. The credit card limit of married applicants is higher than that of unmarried applicants. high;