To cancel a Bank of Communications credit card, there are the following two ways:

First, call the Bank of Communications credit card customer service hotline 8009888888, transfer to manual service, and directly submit a cancellation application to the customer service staff. They will follow the process and confirm your identity and account status, including no arrears and handling fees. Usually after you confirm that it is correct, in about 7 days, the account will be destroyed, the record will be cleared, and the credit card cancellation will be completed.

Secondly, you can choose to go to a physical branch of Bank of Communications and find an account manager to handle the matter face to face. Bring your ID card and credit card and fill out the "Bank Card Account Cancellation Application Form". The counter staff will verify the information and stamp it. Similarly, after ensuring that there is no outstanding balance, wait for the bank to complete the verification. If there are unpaid bills within 45 days after canceling the card, you must repay it in time. After 45 days have passed and the account balance is zero, the system will automatically cancel the account without additional operations.

Notes include: For inactive credit cards that are no longer used, they should be canceled in time to avoid unnecessary fees; be sure to confirm the account status before canceling, with no outstanding balance and zero balance; even if the customer service attempts To retain, you must also be determined to cancel, because this is your right; finally, the cancellation process is free and there is no need to pay any fees.

In general, make sure there is no outstanding balance on your credit card, choose the appropriate method, and follow the steps to successfully cancel your Bank of Communications credit card. Please choose the appropriate cancellation method according to your own situation.