How to get a CITIC credit card loan? It’s enough for everyone to know this!

With the development of my country's financial industry, in addition to the four major state-owned banks, a number of very influential joint-stock banks have emerged, such as CITIC Bank. Around us, many people have already applied for CITIC Bank credit cards. So, how to get a CITIC credit card loan? Today, I will introduce the relevant content for friends who need loans.

CITIC Credit Card loan products mainly include cash installment, loan at any time and Xinjinbao. Through these three loan products, I will tell you how to get a CITIC credit card loan.

Cash installment

Cash installment mainly provides long-term loan services to CITIC credit card holders, with six loan terms of 1, 3, 6, 12, 24 and 36 available to choose from. The application method is as follows:

1. Log in to the CITIC Credit Card Mobile Card Space APP and find the loan installment;

2. Fill in the loan information online and wait for the system to review the loan.

Suite Loan

Suite Loan is a short-term loan product provided by CITIC Credit Card. There is no need to submit any materials, and it supports borrowing and repaying at any time. The application method is as follows:

1. Find the loan on the CITIC Credit Card Mobile Card Space APP, or scan the QR code to log in through the CITIC Credit Card official website;

2. Fill out the loan online Just apply and wait for system approval and payment.

Xinjinbao

Xinjinbao is a loan product specifically designed to provide new users of CITIC credit cards with low monthly interest rates and options of 6, 12, 24 and 36 months of use. The application method is as follows:

1. Submit a credit card application through the CITIC Credit Card official website;

2. After the credit card is approved, go to a CITIC Bank outlet to verify your identity;

3. Before you get the credit card, you can receive a call from CITIC customer service and get a loan directly.

What is the name of CITIC Bank’s credit card loan? All three products are called this!

As a well-known commercial bank, CITIC Bank has many credit card users. Some users know that CITIC Bank credit cards can be used for loans, but they don’t know what CITIC Bank credit card loans are called. Here I will introduce the relevant content to you to help you find them better.

Currently, there are three main types of CITIC Bank credit card loans, namely Xinjinbao, cash installment and random loans. Xinjinbao mainly serves users who do not have a CITIC Bank credit card. Cash installments and random loans are mainly provided to old users of CITIC Bank credit cards. Next, I will introduce how to apply for these three types of loans.

How to apply for Xinjinbao

1. Go to the official website of China CITIC Bank Credit Card and find the "new customer" loan in the loan installment column;

2. Click to enter After that, click the "First Step Application" button on the page and fill out the loan application;

3. After the CITIC Bank application is approved, you need to go to a CITIC Bank branch to confirm your identity;

4. After waiting for the customer service notification that withdrawal is possible, you can withdraw cash.

How to apply for cash installments and instant loans

1. Follow the CITIC Bank Credit Card WeChat official account or download the Dongka Space APP;

2. Go to the WeChat official account or find the "I want cash" column in the Dongka Space APP;

3. After filling in the loan information online, you are good to go.

In general, the application process for CITIC Bank credit card loans is relatively simple and easy to find. Based on your own needs, you can choose from Xinjinbao, cash installment and casual loans.

Can I apply for a loan with a CITIC Bank credit card?

CITIC Bank can lend. However, the following conditions need to be met:

1. Provide loan information required by the bank. Borrowers need to provide proof of identification, proof of residence, proof of employment, proof of income and proof of loan purpose.

2. Submit a formal loan application to China CITIC Bank.

Borrowers go to bank branches to apply and submit information. If conditions permit, they can also fill out a loan application online.

3. The bank’s repayment ability to the borrower. After filling out the loan application, the bank will generally review the relevant circumstances of the borrower and guarantor. If the loan conditions are met, the bank will notify the borrower to go to the bank again to fill in various loan forms.

4. Go through the mortgage guarantee procedures. Including guarantee contracts, mortgage contracts, etc., and handling mortgage registration related procedures.

5. The bank lends money in accordance with the loan contract.

Extended information:

CITIC Bank’s loan types

1. Personal real estate mortgage loans

Provide professional services for household consumption and business financing Services, providing users with five major product services: house mortgage loans, real estate mortgage comprehensive credit, sequential loans, net worth loans, and property redemption loans.

2. New car consumer loans

Customers purchasing new cars can apply directly at the dealer for convenient and efficient approval

3. Used car consumer loans

Customers purchasing second-hand cars can apply directly for approval. High-efficiency and ultra-low down payment: the minimum is only 50% of the car price. Extra-long term: up to 3 years. Rich choices: many cooperative brands and flexible loan methods

4. Financial assets

Customers who hold financial assets such as certificates of deposit, treasury bonds, and wealth management. One-time credit limit is used repeatedly. Full coverage of financial assets. Asset appreciation while supporting liquidity