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Can I get a loan to buy a car without a credit card?

You can get a loan to buy a car without a credit card. There are usually two loan methods:

1. Bank loan: You can apply for a vehicle loan from the bank. The bank will apply for a car loan based on the applicant’s credit record. , income, job stability, etc. will be reviewed, and the corresponding loan amount and interest rate will be given. The loan period is generally 1-5 years, and the repayment methods include equal amounts of principal and interest, equal amounts of principal, and other methods.

2. Loans from financial companies: Some companies that specialize in vehicle finance can also provide loan services to car buyers. These companies usually review applicants based on their credit history, income, job stability, etc., and provide corresponding loan amounts and interest rates. The loan term and repayment methods are also similar to bank loans.