Applicants must be at least 18 years old, have a fixed work unit and have a stable income. Under normal circumstances, the application threshold of platinum card is higher than that of ordinary card, and the average applicant needs an annual income of more than 250 thousand yuan; As a manager in a listed company or a top 500 enterprise; The applicant has received an invitation from Bank of Communications to apply for a Platinum Card.

First, personal conditions

1. The applicant must be at least 18 years old and have full capacity for civil conduct;

2. The applicant has a fixed work unit and a stable income.

Second, other conditions

1, the applicant's annual income is more than 250,000 yuan;

2. The applicant works as a manager in a listed company or a top 500 enterprise;

The applicant has received the invitation letter from Bank of Communications Platinum Credit Card.

3. Basic information for applying for Bank of Communications Platinum Credit Card:

1, the original identity certificate of the applicant;

2. The applicant's valid work certificate and income certificate.

Bank of Communications Platinum Credit Card Application Skills;

1. Buy Bank of Communications wealth management products.

You can buy the wealth management products of Bank of Communications first, and there is no clear limit on the amount, and then apply for a platinum credit card for you through your wealth management manager, which is generally easier to approve.

2. The "stepping stone" to apply for the Platinum Card of Jinpuka

The easiest way is to apply for a general card or gold card of Bank of Communications first, so the application conditions are relatively simple.

3. The number and amount of credit card spending should be as much as possible.

4. Put an end to overdue and maintain good credit.

If you use the credit card of Bank of Communications for a period of time, the bank will give you a comprehensive score according to your card usage. If they meet the requirements, they can be invited by the bank to be promoted to platinum credit card customers. In this case, the applied platinum card will definitely be approved successfully.

There are several requirements for applying for a Platinum Credit Card:

First, Ward customers of Bank of Communications can apply for Platinum Credit Card directly.

2. Customers with assets of 500,000-1 1,000,000 can get a line of 1 1,500,000.

3. Customers with assets of100-200 million can approve the amount of100-300,000.

4. The grantable amount of assets exceeding 2 million is10-500,000.