How to apply for a CCB Bank credit card?

Applying for a CCB credit card can be processed through the following electronic channels:

1. Log in to mobile banking and apply through the "Credit Card-Card Service-Card Service-Credit Card Application" menu.

2. Follow and enter the "China Construction Bank" WeChat official account, and obtain relevant links through the official account's "Credit Card-Recommended Card Application/Progress/Benefits" menu.

3. Log in to personal online banking and apply through the "Credit Card-I want to apply for a card-Credit Card Application" menu

. 4. Go to the home page of CCB’s official website and apply through the “Personal Customers-Credit Card-Credit Card Application” menu.

(In case of business changes, please refer to the actual situation.)

How to apply for a credit card at China Construction Bank?

The application conditions for a CCB credit card are: natural persons with full civil capacity, over 18 years old and under 70 years old, with stable occupation and income, good credit status, and the ability to repay principal and interest on time. You can apply for Dragon Card personal card master card.

If the customer is an applicant with local household registration, he/she needs to provide: 1. A copy of the ID card; 2. Proof of income (for example: a copy of the personal income tax withholding voucher or tax payment certificate, provident fund payment record or payment certificate) Submit a copy of the list) or proof of personal assets (for example: copy of local real estate certificate, house purchase/car invoice, copy of motor vehicle driving license of the People's Republic of China, savings passbook or certificate of deposit, etc.) or professional technical certificate (for example: Copies of professional qualification certificates assessed or recognized by national authoritative departments, including certified public accountants, certified auditors, lawyer licenses, etc.).

If the client is an applicant with non-local household registration, in addition to the above materials, he also needs to provide proof of stability (for example: local real estate certificate, copy of comprehensive social insurance statement (more than 6 months) , academic certificate, etc.).

(In case of business changes, please refer to the actual situation.)

How to apply for a CCB credit card? There are two methods and processes

Credit cards are now a big market. In order to improve their competitiveness, major banks create different theme cards based on different points every year, and China Construction Bank is no exception. So, how to apply for a CCB credit card? It is divided into online application and branch counter application.

How to apply for a CCB credit card, the application process:

1. Apply for a CCB credit card online

1. Open the homepage of the CCB official website;

2. Select the Credit Card Center and click Credit Card Online Application;

3. There will be two options: "New User Application" and "Existing Card Customer Application", choose according to your own situation;

p>

4. Follow the prompts on the page to fill in the basic personal information, select the card type, make sure you have reviewed the "China Construction Bank Dragon Card Credit Card Acceptance Agreement", and then click Submit.

Tip: If you are applying for a credit card again through "Existing Card Customer Application", you also need to fill in some basic information about the existing credit card.

2. Applying for a CCB credit card at a bank branch counter

Applying for a credit card at a bank branch counter is a traditional credit card application process. In this method, you only need to bring all the information and submit the information. Just give it to the bank staff and that's it. The required information includes: CCB credit card application form, proof of identity, relevant documents proving work, relevant proof of income, proof of residence, etc. (Click here for details

2017 CCB credit card application conditions knowledge points are here

View).

CCB credit card approval takes about 20-25 working days, which is about a month. You can also check the progress of the process through the "Card Application Progress Query" in the Credit Card Center.

After seeing how to apply for a CCB credit card here, the process is clear at a glance.

At the same time, in the credit card section, just click

Convenient Entry

to quickly apply for a CCB credit card!

What are the application conditions for a Construction Bank credit card?

The application conditions for a Construction Bank credit card are as follows:

1. To apply for a Construction Bank credit card, you must be 18 years old - Be between 70 years old, have full capacity for civil conduct, have a stable career and income, have good credit status, and have the ability to repay loans on time.

2. The applicant needs to work in the local issuing bank of China Construction Bank for six months or one year in total; and the annual income must meet the standards specified by the local branch, which can be calculated based on the monthly salary for thirteen months. . If the applicant has a certain social status or the annual income reaches 5 times the per capita annual income in the area under the jurisdiction of the card issuing bank and has excellent credit, a gold card can be issued upon the applicant's application or with his or her consent.

After receiving the application, China Construction Bank will need 2-3 working days to review it. After the review is passed, it will take another 3 working days to produce the card, and then mail the card to the applicant by registered mail. If you fill in the card collection address in person, it will usually take two weeks for registered mail to arrive. Generally speaking, it takes about a month to apply for a credit card and get the credit card, because the credit card review is the most time-consuming step. The specific review steps of China Construction Bank are as follows: The applicant submits the credit card review information and enters the bank credit report. At this stage, the credit inquiry will be conducted by phone. After passing the review, the bank will issue a credit card.