You can withdraw RMB with your credit card at any branch of China Industrial and Commercial Bank or on the self-service equipment with the "UnionPay" logo. For large-sum withdrawals (50,000 yuan and above) at the counter, you must provide your valid identity certificate; If there is foreign currency deposit in the credit card, you need to hold the card and valid identity documents to handle it at the outlets that offer foreign currency business. ?
Tips: I must handle it myself, but I can't do it for you; The emergency replacement card of dual-currency credit card cannot be returned in China; Credit card overdraft withdrawal does not enjoy interest-free repayment period, and overdraft interest is charged.
How to withdraw money abroad by credit card?
I hold a credit card marked "VISA", "MasterCard", "American Express" or "UnionPay" to withdraw local currency from an ATM with corresponding logo overseas. If you withdraw cash by overdraft, you need to charge overdraft interest. ?
Tips: It is suggested to spend by credit card, save cash withdrawal fee, reduce exchange loss and enjoy the preferential exchange rate provided by international credit card organizations.
Extended data:
1, credit card withdrawal fee
Rmb is charged at 1% of the amount, with the lowest 2 yuan and the highest 100 yuan; Foreign currency is charged at 2.9% of the amount (including domestic and overseas), with a minimum of HK$/MOP/Euro, and other foreign currencies are converted into foreign currencies at a minimum of US$ 3 per transaction. Domestic transactions of military official cards, platinum cards and above are free. ?
Tips: Before June 30, 20 19, the handling fee will be temporarily waived for local withdrawal or transfer of self-owned deposits and local overdraft withdrawal transactions with quasi-credit cards. ?
2. Credit card transfer fee
It is free to transfer local credit cards to local credit cards before June 30th, 2065438+09.
Credit card transfer in different places (refers to that one of the transferor and the transferee is a credit card in different places, or both of them are credit cards in different places) is charged at 65,438 yuan +0% of the amount, with the lowest 2 yuan and the highest 100 yuan.
Foreign currency is charged at 2.9% of the amount (including domestic and overseas), with a minimum of HK$ 3/MOP/USD/Euro. Other foreign currencies are converted into foreign currencies at a minimum of $3 each, and domestic transactions of military official cards, platinum cards and above are free.
3. Cash withdrawal from self-service equipment of inter-bank/cross-border UnionPay network
Domestic cross-bank cash withdrawal, each charge according to 4 yuan, plus the handling fee for cash withdrawal or transfer in different places; Overseas cash withdrawals (including Hong Kong, Macao and Taiwan) each cash withdrawal amount is 1%+ 12 yuan, with the lowest 14 yuan and the highest 1 12 yuan.
Industrial and Commercial Bank of China-Credit Card Domestic Withdrawal Method
China Industrial and Commercial Bank-Credit Card Overseas Withdrawal Method
Industrial and Commercial Bank of China-Credit Card Cash Withdrawal and Transfer Charge