Now, almost every young person will apply for a 1-2 credit card. Some friends want to borrow money by credit card when they need money badly. Today, I would like to introduce to these friends how to get a credit card loan from China CITIC Bank, hoping to help you.
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There are two ways to use credit card loans of CITIC Bank: direct cash withdrawal and application for cash loans. Today I mainly talk about how to apply for a cash loan.
For new credit card customers of CITIC Bank, the steps for everyone to borrow money are as follows:
1. Fill in the credit card application materials online through CITIC Bank credit card;
2. Generally, it only takes 1 day to wait for the information approval of CITIC Bank;
3. After being approved, go to the outlet of CITIC Bank to verify the identity;
4. CITIC Bank credit card customer service calls to inform everyone to withdraw money, and the funds will arrive immediately.
Tip: The minimum monthly handling fee for this product is 0.77%, which can be returned in 6 months, 12 months, 24 months and 36 months. The withdrawal is valid for 40 days from the date of authentication.
For the old credit card customers of CITIC Bank, the steps of everyone's loan are as follows:
1. Pay attention to the official account of CITIC Bank credit card WeChat or download the dynamic card space APP.
2. After logging in to your account, find the "I want cash" option under the official account of WeChat or the "loan installment" option directly above the dynamic card space APP;
3. Click to enter and fill in the loan information.
Tip: The loan interest rate for cash installment is 0.026% per day, the longest loan term is 36, and the shortest loan term is 1. Online all the time, without any mortgage or guarantee.
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How to borrow a credit card loan from CITIC? Everyone knows this!
With the development of China's financial industry, in addition to the four major state-owned banks, a number of influential joint-stock banks have emerged, such as China CITIC Bank. Around us, many people have applied for CITIC Bank credit cards. So, how to borrow a credit card from CITIC? Today, I will introduce the relevant content for friends who have loan needs.
CITIC's credit card loan products mainly include cash installment, cash loan and credit card. Let's talk about how to get a credit card loan from CITIC through these three loan products.
Cash installment payment
Cash installment mainly provides long-term loan services for CITIC credit card holders, and six loan terms can be selected: 1, 3, 6, 12, 24 and 36. The usage method is as follows:
1. Log in to CITIC Credit Card Dynamic Card Space APP and find the loan installment;
2. Fill in the loan information online and wait for the system to review the loan.
make a touch
Lending treasure is a short-term lending product provided by CITIC Credit Card. You don't need to submit any materials, but also support lending and returning. The usage method is as follows:
1. Find the loan money on CITIC Credit Card Dynamic Card Space APP, or log in by scanning the QR code of CITIC Credit Card official website;
2. Fill in the loan application online and wait for the system approval and the next payment.
Xinjinbao
Xinjinbao is a product that provides loans to new users of CITIC Credit Card. The monthly interest rate is as low as 6, 12, 24 and 36 months. The usage method is as follows:
1. Submit a credit card application through CITIC Credit Card official website;
2. After the credit card is approved, go to the outlet of CITIC Bank to verify the identity;
3. Before getting the credit card, you can get a call from CITIC Customer Service and get a direct loan.
Can I get a loan from CITIC Bank's credit card? The answer you want is here!
Credit cards are very popular now, and most young people have their own 1-2 credit cards. When many people are in urgent need of cash, they often have such questions: can CITIC Bank credit cards be used for loans? Today, I will introduce the relevant contents to you.
CITIC Bank's credit card can be used for loans. CITIC Bank Credit Card can provide you with three kinds of loan products, which are suitable for different loan groups. Now let's introduce these three loan products in detail.
Xinjinbao
Xinjinbao is a loan product specially designed for users who don't have a credit card from CITIC Bank. The loan term of this product is 6 months, 12 months, 24 months and 36 months, and the monthly interest rate is around. There are only four steps in the application process of this product: (1) Fill in the application materials of credit card online; (2) spend a day waiting for the audit; (3) Check the identity at the outlet of CITIC Bank; (4) Waiting for the notice to withdraw cash.
Cash installment payment
Cash installment is a loan product for long-term loan users, with a maximum term of 36 months. You can apply without materials or mortgage, and you can apply with CITIC Bank's credit card. The cash installment fee is charged monthly every day. Friends in need can apply through CITIC Bank credit card WeChat official account and dynamic card space APP.
make a touch
Lending treasure is a loan product for short-term loan users, which can be borrowed and repaid flexibly. Under normal circumstances, it takes 1 minute to submit a loan application, and the loan can be obtained in about 30 seconds. It can be handled at any time through CITIC Bank credit card WeChat official account and dynamic card space APP.
This is a loan launched by CITIC Credit Card at the end of the year. CITIC Credit Card loans can be repaid in advance. I wonder if you have found the information you need?