If you have a sleep card, it is best to cancel the "sleep card" at home.
In terms of reducing unnecessary annual fees, in addition to understanding credit card policies, canceling the "sleep credit card" at home in a timely manner can also effectively reduce confusion in annual fees. For some cardholders who have accumulated a lot of "sleep cards" due to temporary overdrafts or due to the attraction of temporary credit card promotions, having credit cards that are too spread out is not only detrimental to consumption accumulation, but will also increase the burden of annual fees. If they are not repaid on time, If the annual fee of the sleep card or the standard is wrong, it may even lead to a bad credit record.