Will China Everbright Credit Card be++after it has been overdue for 9 for half a year?

the possibility of any normal collection means is not ruled out.

first of all, if the overdue time is very long, such as more than three months, and there is no justifiable reason, that is, the repayment is not made, it is likely to be++,or the door-to-door collection.

Secondly, if the bank refuses to communicate or loses contact during the collection process, the bank will probably collect the money by tougher means, such as lawyer's letter, door-to-door visit or++.

Finally, if there are financial difficulties or temporary economic problems, you can negotiate a mutually acceptable repayment plan with the bank to avoid being++,because once++,it will be very unfavorable to the debtor. If you have any other questions, please pay attention to me. I hope I can help you. I hope you can adopt them. Thank you.

Everbright Credit Card is overdue for four months, and there is no money to repay it. What should I do?

When Everbright Credit Card is overdue and has no money to repay, I suggest you inform your family or friends first to help with the repayment.

If the repayment is not made, the results will be as follows:

1. The overdue behavior of the credit card holder will be reported to the credit information system. Bad credit will last for at least five years, during which buying a house or applying for a loan will be affected to varying degrees.

2. If the amount of arrears is large or overdue for more than 3 months, the bank may be++and receive a++summons.

Legal basis

Article 129 of the Civil Code of the People's Republic of China * * * Civil subjects of credit evaluation can inquire about their own credit evaluation according to law; If it is found that the credit evaluation is improper, it has the right to raise objections and request necessary measures such as correction and deletion. The credit evaluator shall check it in time, and if it is verified, it shall take necessary measures in time.

article 13 of the civil code of the people's Republic of China is applicable to the relationship between civil subjects and credit information processors, and the relevant provisions of this book on personal information protection and other laws and administrative regulations apply to the relationship between civil subjects and credit information processors.

What will happen if China Everbright Credit Card is overdue for half a year?

It will be called by the bank, and it may have a credit stain. Generally speaking, it may be recorded in the blacklist after leaving the program. Seven years after the money in the credit card is paid back, if you don't have any other credit stain records, the stain will be automatically cancelled. During this period, you can't apply for loans, credit card applications, installment payments and other behaviors that generate loans with banks. You can't get out the money you put in. Also, you need to see if your behavior is serious. If you don't pay it back maliciously, it is estimated that you can't have any contact with the bank for the rest of your life.

what will happen if the credit card is overdue for half a year?

1. It's a serious situation that the credit card is overdue for half a year. Generally, it will result in a certain penalty interest and other expenses. If it is++in serious cases, it will also bear the relevant legal fees. The so-called overdue is an act of breaking an appointment. In order to avoid overdue, you'd better repay in time.

2. If the amount of overdue credit card is large, it will be++if it is overdue for half a year. If++is judged as the crime of maliciously overdue credit card++,then you need to bear the relevant criminal responsibility. Finally, we all know that it will affect personal credit information, and it is basically impossible to get a loan if you have a bad credit information.

1. Credit card overdue for half a year is basically unusable, because such a long overdue period is a serious situation, and the bank must have frozen the credit card. If you want to continue to use it, it is recommended that you pay off all the arrears at one time and then apply to the bank for thawing.

2. If you have maintained a good credit record before and there is a reason for this overdue, the bank will open the credit card after passing the examination, so that we can continue to use it. However, if there have been many overdue cases before, then the general banks will not agree to open it, and even if it is opened, it will reduce the quota.

III. How much credit card++is put on file

Anyone who engages in credit card++activities is suspected of one of the following circumstances, and should be put on file for prosecution:

(1) Using a forged credit card, or using a credit card fraudulently obtained with a false identity certificate, or using an invalid credit card, or using someone else's credit card to engage in++activities with an amount of more than 5, yuan;

(2) Malicious overdraft, with an amount of more than 5, yuan. The term "malicious overdraft" as mentioned in this article refers to that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and fails to return it for more than three months after being urged twice by the issuing bank. Malicious overdraft, the amount of which is more than 5, yuan but less than 5, yuan, has been repaid in full before the public security organ files the case, and if the circumstances are obviously minor, criminal responsibility may not be investigated according to law.

This is the end of the introduction about how to solve the problem that Everbright Credit Card is overdue for half a year and Everbright Credit Card is overdue for half a year. Did you find the information you need?