Operating environment: Apple 12 WeChat 1 1.5.26 Alipay 1 1.7.42.
1. Wechat and Alipay are different platforms, and the security is good or not, mainly depending on habits. I like to pay by credit card. The steps of Alipay payment are as follows: Open Alipay wallet, enter your Alipay account number and login password in the login window, and then click Login. Go to the homepage of Alipay Wallet and click "Credit Card Repayment". On the bank card repayment page, click "Add Credit Card", enter the credit card number, select the name of the issuer and cardholder, and then click "OK". Then enter the "amount" of the credit card to be repaid, and then click "Confirm Repayment". In the pop-up payment password input window, enter the payment password of Alipay, and click "Pay" to see the prompt that the balance of Alipay has been repaid to the credit card. You just need to wait for the bank to handle it, and you will also receive a prompt message of successful repayment after the repayment is successful.
Secondly, the WeChat cash withdrawal fee implemented by WeChat from 2065438+March 2006 has reduced the enthusiasm of many users to transfer money through WeChat, because the transfer amount directly goes into WeChat change, and if you don't spend, you have to pay the cash withdrawal fee. In this regard, WeChat actively released consumer tips, and the change can be directly used for credit card repayment. This move is also to follow Alipay's practice of allowing users to pay credit cards directly with the balance, attracting consumers to leave their spare money in the WeChat channel. Wechat credit repayment is a life application created by TenPay team, which can easily realize cross-bank and cross-regional credit card repayment. At present, the savings card (non-credit card) and change bound by WeChat payment are supported to repay the added credit card.