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Can Pearl River Bank apply for a credit card?

If you meet the conditions for applying for a credit card, go to a bank branch or online banking:

1. Adults over 18 years old must provide their ID cards.

2. If you do not have a credit card, you are required to provide your financial certificate, income status and other relevant certificates. If you already have a credit card, you can apply for the card with the card, which simplifies many steps.

1. Identity documents: Applications for primary cards from persons aged 18-65 and supplementary card applications from persons aged 16 and above are accepted.

Chinese citizens living in the country must have a resident identity card or a temporary resident identity card.

For soldiers of the Chinese People's Liberation Army, it is a military identity document.

The Chinese People’s Armed Police is the identity document of the armed police.

For Hong Kong and Macao residents, it is a Mainland Travel Permit for Hong Kong and Macao residents.

For Taiwan residents, the Mainland Travel Permit or other valid travel documents for Taiwan residents.

For foreign citizens, a passport is required.

2. Proof of fixed residential address: (You can choose any of the following)

Copy of household registration card (book);

Water, The last three installments of electricity and gas bills;

The latest three installments of landline bills;

Group dormitory certificate issued by the unit;

House rental contract (agreement) );

Proof of owning property;

Community property management fee payment receipt;

Proof of address issued by the street;

Last two Credit card monthly statements or personal income tax payment certificates for the past three months;

Other supporting materials that can prove that you have a fixed residential address.

3. Documents proving financial resources: (You can choose any of the following)

Formal salary slips or income certificates issued by government agencies and enterprises in the past three months ( Company seal or department seal required);

Copy of bank book/bill for salary payment (need to show salary entry information for the past three months);

Last three months Copy of personal income tax payment certificate;

Copy of social insurance withholding certificate;

Copy of self-owned property certificate;

Bank fixed-term and current deposit slips /Copy of passbook;

Copy of fund, treasury bond, corporate bond purchase receipt (need to show the purchaser’s name, account number and account balance);

Copy of membership card, including: Golf membership card, China Mobile, China Unicom VIP card, Air China Miles Platinum Card, Gold Card, Silver Membership Card, China Southern Airlines Sky Pearl Card Gold Card, Silver Card Membership Card, China Eastern Miles Club Gold Card, Silver Card Membership Card (required Display name and card expiration date), etc.