Huaxia credit card points can be obtained through transaction points and reward points. The integral method is as follows:

1. Transaction points: For eligible consumer transactions, you can get corresponding points for every RMB 1 yuan or USD spent. You can enjoy double points when you swipe your card in the birthday month.

2. bonus points: eligible credit card spending transactions can earn bonus points for every RMB 1 yuan, and the specific calculation and use method shall follow the corresponding activity terms. Reward points are not controlled by the cumulative upper limit of trading points.

3. holders of multiple Huaxia credit cards: if they hold two or more Huaxia credit cards, they can send the transaction password according to the mobile phone number provided by the customer service staff for integral gift statistics. The way of gift distribution and the choice of goods are designated by the customer service staff.

how long is the cumulative validity period of points?

1. The points system of Huaxia Credit Card has no validity period, and the points will be kept in the main card account until the account is closed. As long as the status of the main card account is normal and meets the redemption conditions, the cardholder can redeem the convertible points in the account.

2. Points are only applicable to Huaxia Credit Card. Cardholders do not own points before redeeming gifts, and cannot transfer points to other cardholders or any third party. Points can't be converted into cash or used for non-gift payment unless it is approved by Huaxia Bank Credit Card Center.

3. Huaxia Bank Credit Card Center reserves the right to adjust the validity period of points within the scope of compliance with laws, regulations and regulatory provisions.