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What should I do if my mobile phone charges my credit card at the rate of 0.3?
Usually, there is a minimum handling fee.

Using a POS machine to swipe a card will definitely generate a handling fee, but the handling fee is borne by the merchant and is free for the cardholder.

How much the handling fee depends on the specific industry, and different industries charge different fees. I hope the following rates can provide you with reference:

POS card processing fees are generally divided into five categories:

The first type of merchants include catering, hotels, entertainment, jewelry and gold ornaments, and arts and crafts (the general discount rate is 2%-2.5%).

The second type of merchants include real estate, automobile sales and wholesale (the general discount rate is 1%, and you can apply for a single-comparison transaction cap).

The third type of merchants include air tickets, refueling and supermarkets (the general discount rate is 0.5%- 1%).

The fourth category of merchants includes public hospitals and public schools (generally, the discount rate varies from region to region).

The fifth category of merchants includes the general category (the general discount rate is 1%-3%).